The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Tilakwadi branch in Belagavi, Tilakwadi, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Belagavi or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code IDIB000T191. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Tilakwadi, Belagavi

Below in the table are the key details related to IFSC Code IDIB000T191 of Indian Bank for its branch located in Belagavi, within the district of Tilakwadi in the state of Karnataka.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000T191
Branch Tilakwadi
City Belagavi
District Tilakwadi
State Karnataka
Address Amey Residency Mangalwarpet Tilakwadi Tilakwadi Pin 590006

These details are important not only for users using online banking but also for businesses and individuals who use Indian Bank in Belagavi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDIB000T191 for the Tilakwadi branch of Indian Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Tilakwadi, Belagavi, Karnataka, is provided a unique IFSC like IDIB000T191 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Indian Bank branch in Belagavi.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Belagavi and Tilakwadi.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Tilakwadi do not get misguided to another person.

Format of the IFSC Code IDIB000T191

The format of the IFSC Code for banks, including Indian Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tilakwadi in Belagavi.

For example, the IFSC Code IDIB000T191 of Indian Bank for the Tilakwadi branch includes these elements, identifying the bank and the branch location in Belagavi and Karnataka correctly.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000T191 of Indian Bank for its Tilakwadi branch located in Belagavi, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Indian Bank branches in Belagavi and Tilakwadi, print them on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Tilakwadi or Belagavi to get the exact IFSC Code IDIB000T191.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Belagavi, you'll get the correct details.

How to Use IFSC Code IDIB000T191 for Online Transfers?

Once you have the IFSC Code IDIB000T191 for the Tilakwadi branch of Indian Bank in Belagavi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000T191. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000T191.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Tilakwadi in Belagavi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in Tilakwadi, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Belagavi manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Tilakwadi, Belagavi?

The IFSC Code is IDIB000T191.

Is the IFSC Code IDIB000T191 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Tilakwadi?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Tilakwadi branch?

The address of the branch is Amey Residency Mangalwarpet Tilakwadi Tilakwadi Pin 590006 located in Belagavi, Tilakwadi, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.