For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Indian Bank for its Duhwa Mishr branch in Basti, Duhwa Mishr, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Indian Bank located in Basti or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000D670. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Duhwa Mishr, Basti

Here are the main details that are associated with the IFSC Code IDIB000D670 of Indian Bank for its branch located in Basti, within the district of Duhwa Mishr in the state of Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000D670
Branch Duhwa Mishr
City Basti
District Duhwa Mishr
State Uttar Pradesh
Address Vill Duhwa Mishr Po Sangrampur Duhwa Mishr Sangrampur Pin 272135

These details are essential not only for online banking users but also for businesses and individuals who use Indian Bank in Basti for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000D670 for the Duhwa Mishr branch of Indian Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Duhwa Mishr, Basti, Uttar Pradesh, is provided a unique IFSC like IDIB000D670 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Indian Bank branch in Basti.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Basti and Duhwa Mishr.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Duhwa Mishr do not get misguided to another person.

Format of the IFSC Code IDIB000D670

The format of the IFSC Code for banks, including Indian Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Duhwa Mishr in Basti.

For example, the IFSC Code IDIB000D670 of Indian Bank for the Duhwa Mishr branch includes these elements, identifying the bank and the branch location in Basti and Uttar Pradesh correctly.

How to Find IFSC Code for Indian Bank?

To find the IFSC Code IDIB000D670 of Indian Bank for its Duhwa Mishr branch located in Basti, the following methods can help you out:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Basti and Duhwa Mishr, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and go to the branch locator section. Then search for Duhwa Mishr or Basti to find the exact IFSC Code IDIB000D670.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Bank and Basti will provide accurate information.

How to Use IFSC Code IDIB000D670 for Online Transfers?

Once you have the IFSC Code IDIB000D670 for the Duhwa Mishr branch of Indian Bank in Basti, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000D670. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000D670.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Duhwa Mishr in Basti, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in Duhwa Mishr, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Basti manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Duhwa Mishr, Basti?

The IFSC Code is IDIB000D670.

Is the IFSC Code IDIB000D670 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Duhwa Mishr?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Duhwa Mishr branch?

The address of the branch is Vill Duhwa Mishr Po Sangrampur Duhwa Mishr Sangrampur Pin 272135 located in Basti, Duhwa Mishr, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.