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IFSC Code of Indian Bank, Moradabad Pilibhit By Pass Road Bareilly, Bareilly, Uttar Pradesh — IDIB000P648

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Indian Bank for its Moradabad Pilibhit By Pass Road Bareilly branch in Bareilly, Bareilly, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Indian Bank located in Bareilly or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000P648. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Moradabad Pilibhit By Pass Road Bareilly, Bareilly

Here are some of the key details that come with the IFSC Code IDIB000P648 of Indian Bank for its branch located in Bareilly, within the district of Bareilly in the state of Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000P648
Branch Moradabad Pilibhit By Pass Road Bareilly
City Bareilly
District Bareilly
State Uttar Pradesh
Address Pilibhit Bye Pass Road Bareilly Rohel Khand University Pin 243006

These details are essential not only for online banking users but also for businesses and individuals who use Indian Bank in Bareilly for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000P648 for the Moradabad Pilibhit By Pass Road Bareilly branch of Indian Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Moradabad Pilibhit By Pass Road Bareilly, Bareilly, Uttar Pradesh, are given a unique IFSC like IDIB000P648 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bareilly.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Bareilly and Bareilly.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Indian Bank in Moradabad Pilibhit By Pass Road Bareilly goes to the correct branch. This is important because Indian Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code IDIB000P648

This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Moradabad Pilibhit By Pass Road Bareilly in Bareilly.

For example, the IFSC Code IDIB000P648 of Indian Bank for the Moradabad Pilibhit By Pass Road Bareilly branch includes these elements, identifying the bank and the branch location in Bareilly and Uttar Pradesh accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000P648 of Indian Bank for its Moradabad Pilibhit By Pass Road Bareilly branch located in Bareilly, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Indian Bank branches in Bareilly and Bareilly, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Moradabad Pilibhit By Pass Road Bareilly or Bareilly to get the exact IFSC Code IDIB000P648.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Bareilly, you'll get the correct details.

How to Use IFSC Code IDIB000P648 for Online Transfers?

Once you have the IFSC Code IDIB000P648 for the Moradabad Pilibhit By Pass Road Bareilly branch of Indian Bank in Bareilly, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000P648. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000P648.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Bank Moradabad Pilibhit By Pass Road Bareilly in Bareilly may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Moradabad Pilibhit By Pass Road Bareilly, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bareilly to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Moradabad Pilibhit By Pass Road Bareilly, Bareilly?

The IFSC Code is IDIB000P648.

Is the IFSC Code IDIB000P648 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Moradabad Pilibhit By Pass Road Bareilly?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Moradabad Pilibhit By Pass Road Bareilly branch?

The address of the branch is Pilibhit Bye Pass Road Bareilly Rohel Khand University Pin 243006 located in Bareilly, Bareilly, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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