The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Satrahi branch in Bara Banki, Satrahi, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Bara Banki or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000S213. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Satrahi, Bara Banki

Here are some of the key details that come with the IFSC Code IDIB000S213 of Indian Bank for its branch located in Bara Banki, within the district of Satrahi in the state of Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000S213
Branch Satrahi
City Bara Banki
District Satrahi
State Uttar Pradesh
Address Vill Satrahipo Gharkuiya Satrahi Ghar Kuiyan Pin 225124

These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in Bara Banki for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000S213 for the Satrahi branch of Indian Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDIB000S213 is given to every bank branch, including Indian Bank located in Satrahi, Bara Banki, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Indian Bank branch in Bara Banki.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bara Banki and Satrahi.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Indian Bank in Satrahi doesn't end up at another location.

Format of the IFSC Code IDIB000S213

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Satrahi in Bara Banki.

For example, the IFSC Code IDIB000S213 of Indian Bank for the Satrahi branch has these elements, identifying the bank and the branch location in Bara Banki and Uttar Pradesh correctly.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000S213 of Indian Bank for its Satrahi branch located in Bara Banki, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Indian Bank branches in Bara Banki and Satrahi, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Satrahi or Bara Banki to get the exact IFSC Code IDIB000S213.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Bara Banki, you'll get the correct details.

How to Use IFSC Code IDIB000S213 for Online Transfers?

Once you have the IFSC Code IDIB000S213 for the Satrahi branch of Indian Bank in Bara Banki, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000S213. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000S213.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Satrahi in Bara Banki, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Satrahi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bara Banki to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank Satrahi Bara Banki?

The IFSC Code of the Satrahi Bara Banki branch is IDIB000S213.

Is IFSC Code IDIB000S213 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Indian Bank Satrahi branch?

The branch is located at Vill Satrahipo Gharkuiya Satrahi Ghar Kuiyan Pin 225124.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.