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IFSC Code of Indian Bank, Barabanki, Barabanki, Uttar Pradesh — IDIB000B635

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Barabanki branch in Bara Banki, Barabanki, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Bara Banki or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000B635. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Barabanki, Bara Banki

The table below shows the main details of the IFSC Code IDIB000B635 for the Indian Bank branch in Bara Banki, which falls under the Barabanki district in Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000B635
Branch Barabanki
City Bara Banki
District Barabanki
State Uttar Pradesh
Address Ashfaq Complex Faizabad Road Naka Satrik Barabanki Barabanki Barabanki Pin 225001

These details are essential not only for online banking users but also for businesses and individuals who use Indian Bank in Bara Banki for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000B635 for the Barabanki branch of Indian Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Barabanki, Bara Banki, Uttar Pradesh, are allotted a unique IFSC like IDIB000B635 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bara Banki.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bara Banki and Barabanki.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indian Bank in Barabanki reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code IDIB000B635

This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Barabanki in Bara Banki.

For example, the IFSC Code IDIB000B635 of Indian Bank for the Barabanki branch includes these elements, identifying the bank and the branch location in Bara Banki and Uttar Pradesh accurately.

How to Find IFSC Code for Indian Bank?

If you are looking for the IFSC Code IDIB000B635 of Indian Bank for its Barabanki branch located in Bara Banki, the following methods can help:

Cheque Book

The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Indian Bank branches in Bara Banki and Barabanki, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Indian Bank and look for the branch locator section, then search for Barabanki or Bara Banki to get the exact IFSC Code IDIB000B635.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Bara Banki, then it will provide you proper information.

How to Use IFSC Code IDIB000B635 for Online Transfers?

Once you have the IFSC Code IDIB000B635 for the Barabanki branch of Indian Bank in Bara Banki, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000B635. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000B635.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Barabanki in Bara Banki, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Barabanki, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bara Banki to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Barabanki, Bara Banki?

The IFSC Code is IDIB000B635.

Is the IFSC Code IDIB000B635 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Barabanki?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Barabanki branch?

The address of the branch is Ashfaq Complex Faizabad Road Naka Satrik Barabanki Barabanki Barabanki Pin 225001 located in Bara Banki, Barabanki, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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