Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indian Bank for its Bankura S P Mookerji Rd branch in Bankura, Nutanganj, West Bengal, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Indian Bank located in Bankura or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code IDIB000B624. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Bank, Bankura S P Mookerji Rd, Bankura
Below in the table are the key details related to IFSC Code IDIB000B624 of Indian Bank for its branch located in Bankura, within the district of Nutanganj in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000B624 |
| Branch | Bankura S P Mookerji Rd |
| City | Bankura |
| District | Nutanganj |
| State | West Bengal |
| Address | 18 S P Mukherjee Road Nutanganj Bankura Pin 722101 |
These details helps users in online banking and for businesses and individuals who use Indian Bank in Bankura for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000B624 for the Bankura S P Mookerji Rd branch of Indian Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Bankura S P Mookerji Rd, Bankura, West Bengal, is provided a unique IFSC like IDIB000B624 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Indian Bank branch in Bankura.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bankura and Nutanganj.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Bankura S P Mookerji Rd do not get misguided to another person.
Format of the IFSC Code IDIB000B624
This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bankura S P Mookerji Rd in Bankura.
For example, the IFSC Code IDIB000B624 of Indian Bank for the Bankura S P Mookerji Rd branch includes these elements, identifying the bank and the branch location in Bankura and West Bengal accurately.
How to Find IFSC Code for Indian Bank?
If you are looking for the IFSC Code IDIB000B624 of Indian Bank for its Bankura S P Mookerji Rd branch located in Bankura, the following methods can help:
Cheque Book
The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Indian Bank branches in Bankura and Nutanganj, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Indian Bank and look for the branch locator section, then search for Bankura S P Mookerji Rd or Bankura to get the exact IFSC Code IDIB000B624.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Bankura, then it will provide you proper information.
How to Use IFSC Code IDIB000B624 for Online Transfers?
Once you have the IFSC Code IDIB000B624 for the Bankura S P Mookerji Rd branch of Indian Bank in Bankura, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000B624. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000B624.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Bank Bankura S P Mookerji Rd in Bankura may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Bankura S P Mookerji Rd, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bankura to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000B624.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 18 S P Mukherjee Road Nutanganj Bankura Pin 722101 located in Bankura, Nutanganj, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.