There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indian Bank for its Hennur Road Bengaluru branch in Bangalore Urban, Kothanur, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Indian Bank situated in Bangalore Urban or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code IDIB000H566. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Hennur Road Bengaluru, Bangalore Urban

Here are the main details that are associated with the IFSC Code IDIB000H566 of Indian Bank for its branch located in Bangalore Urban, within the district of Kothanur in the state of Karnataka.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000H566
Branch Hennur Road Bengaluru
City Bangalore Urban
District Kothanur
State Karnataka
Address 161/2 Sri Hanumakka Patel Ramaiah Complex Kothanpur Post Hennur Bagalur Main Road Kothanur Pin 560077

These details are important not only for users using online banking but also for businesses and individuals who use Indian Bank in Bangalore Urban for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDIB000H566 for the Hennur Road Bengaluru branch of Indian Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDIB000H566 is given to every bank branch, including Indian Bank located in Hennur Road Bengaluru, Bangalore Urban, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Indian Bank branch in Bangalore Urban.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bangalore Urban and Kothanur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Indian Bank in Hennur Road Bengaluru doesn't end up at another location.

Format of the IFSC Code IDIB000H566

The format of the IFSC Code for banks, including Indian Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hennur Road Bengaluru in Bangalore Urban.

For example, the IFSC Code IDIB000H566 of Indian Bank for the Hennur Road Bengaluru branch includes these elements, identifying the bank and the branch location in Bangalore Urban and Karnataka correctly.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000H566 of Indian Bank for its Hennur Road Bengaluru branch located in Bangalore Urban, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Indian Bank branches in Bangalore Urban and Kothanur, print them on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Hennur Road Bengaluru or Bangalore Urban to get the exact IFSC Code IDIB000H566.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Bangalore Urban, you'll get the correct details.

How to Use IFSC Code IDIB000H566 for Online Transfers?

Once you have the IFSC Code IDIB000H566 for the Hennur Road Bengaluru branch of Indian Bank in Bangalore Urban, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000H566. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000H566.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Hennur Road Bengaluru in Bangalore Urban, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Hennur Road Bengaluru, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bangalore Urban to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Hennur Road Bengaluru, Bangalore Urban?

The IFSC Code is IDIB000H566.

Is the IFSC Code IDIB000H566 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Hennur Road Bengaluru?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Hennur Road Bengaluru branch?

The address of the branch is 161/2 Sri Hanumakka Patel Ramaiah Complex Kothanpur Post Hennur Bagalur Main Road Kothanur Pin 560077 located in Bangalore Urban, Kothanur, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.