The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Rehra Bazar branch in Balrampur, Rahra Bazaar, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Balrampur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000R628. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Rehra Bazar, Balrampur

Here are the main details that are associated with the IFSC Code IDIB000R628 of Indian Bank for its branch located in Balrampur, within the district of Rahra Bazaar in the state of Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000R628
Branch Rehra Bazar
City Balrampur
District Rahra Bazaar
State Uttar Pradesh
Address Range Road Rehra Bazar Rahra Bazaar Rahra Bazaar Pin 271306

These details are essential not only for online banking users but also for businesses and individuals who use Indian Bank in Balrampur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000R628 for the Rehra Bazar branch of Indian Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Rehra Bazar, Balrampur, Uttar Pradesh, are given a unique IFSC like IDIB000R628 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Balrampur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Balrampur and Rahra Bazaar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Indian Bank in Rehra Bazar goes to the correct branch. This is important because Indian Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code IDIB000R628

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rehra Bazar in Balrampur.

For example, the IFSC Code IDIB000R628 of Indian Bank for the Rehra Bazar branch includes these elements, identifying the bank and the branch location in Balrampur and Uttar Pradesh accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000R628 of Indian Bank for its Rehra Bazar branch located in Balrampur, the following methods can help:

Cheque Book

The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Balrampur and Rahra Bazaar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and find the branch locator section. Search for Rehra Bazar or Balrampur to get the exact IFSC Code IDIB000R628.

Mobile Banking App

If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Balrampur that will provide accurate information.

How to Use IFSC Code IDIB000R628 for Online Transfers?

Once you have the IFSC Code IDIB000R628 for the Rehra Bazar branch of Indian Bank in Balrampur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000R628. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000R628.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Rehra Bazar in Balrampur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Rehra Bazar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Balrampur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Rehra Bazar, Balrampur?

The IFSC Code is IDIB000R628.

Is the IFSC Code IDIB000R628 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Rehra Bazar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Rehra Bazar branch?

The address of the branch is Range Road Rehra Bazar Rahra Bazaar Rahra Bazaar Pin 271306 located in Balrampur, Rahra Bazaar, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.