The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Jainpur branch in Azamgarh, Jianpur, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Azamgarh or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000J613. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Jainpur, Azamgarh

Here are some of the key details that come with the IFSC Code IDIB000J613 of Indian Bank for its branch located in Azamgarh, within the district of Jianpur in the state of Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000J613
Branch Jainpur
City Azamgarh
District Jianpur
State Uttar Pradesh
Address Po Jianpur Tehsil Sagri Jianpur Jianpur Pin 276140

These details are essential not only for online banking users but also for businesses and individuals who use Indian Bank in Azamgarh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000J613 for the Jainpur branch of Indian Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Jainpur, Azamgarh, Uttar Pradesh, are allotted a unique IFSC like IDIB000J613 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Azamgarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Azamgarh and Jianpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indian Bank in Jainpur reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code IDIB000J613

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jainpur in Azamgarh.

For example, the IFSC Code IDIB000J613 of Indian Bank for the Jainpur branch includes these elements, identifying the bank and the branch location in Azamgarh and Uttar Pradesh accurately.

How to Find IFSC Code for Indian Bank?

To find the IFSC Code IDIB000J613 of Indian Bank for its Jainpur branch located in Azamgarh, the following methods can help you out:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Azamgarh and Jianpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and go to the branch locator section. Then search for Jainpur or Azamgarh to find the exact IFSC Code IDIB000J613.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Bank and Azamgarh will provide accurate information.

How to Use IFSC Code IDIB000J613 for Online Transfers?

Once you have the IFSC Code IDIB000J613 for the Jainpur branch of Indian Bank in Azamgarh, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000J613. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Indian Bank IFSC Code IDIB000J613.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Bank Jainpur in Azamgarh, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Jainpur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Azamgarh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Jainpur, Azamgarh?

The IFSC Code is IDIB000J613.

Is the IFSC Code IDIB000J613 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Jainpur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jainpur branch?

The address of the branch is Po Jianpur Tehsil Sagri Jianpur Jianpur Pin 276140 located in Azamgarh, Jianpur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.