There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indian Bank for its Gorakhpur Govt Medical Clg Chakrapanpur branch in Azamgarh, Chakarpanpur, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Indian Bank situated in Azamgarh or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code IDIB000G628. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Bank, Gorakhpur Govt Medical Clg Chakrapanpur, Azamgarh
Below in the table are the key details related to IFSC Code IDIB000G628 of Indian Bank for its branch located in Azamgarh, within the district of Chakarpanpur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000G628 |
| Branch | Gorakhpur Govt Medical Clg Chakrapanpur |
| City | Azamgarh |
| District | Chakarpanpur |
| State | Uttar Pradesh |
| Address | Govt Medical College Hospital Chakrapanipur Kanaila Gmc Chakarpanpur Gmc Pin 276128 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in Azamgarh for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000G628 for the Gorakhpur Govt Medical Clg Chakrapanpur branch of Indian Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Gorakhpur Govt Medical Clg Chakrapanpur, Azamgarh, Uttar Pradesh, is provided a unique IFSC like IDIB000G628 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Indian Bank branch in Azamgarh.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Azamgarh and Chakarpanpur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Gorakhpur Govt Medical Clg Chakrapanpur do not get misguided to another person.
Format of the IFSC Code IDIB000G628
The format of the IFSC Code for banks, including Indian Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gorakhpur Govt Medical Clg Chakrapanpur in Azamgarh.
For example, the IFSC Code IDIB000G628 of Indian Bank for the Gorakhpur Govt Medical Clg Chakrapanpur branch includes these elements, identifying the bank and the branch location in Azamgarh and Uttar Pradesh correctly.
How to Find IFSC Code for Indian Bank?
To find the IFSC Code IDIB000G628 of Indian Bank for its Gorakhpur Govt Medical Clg Chakrapanpur branch located in Azamgarh, the following methods can help you out:
Cheque Book
The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Indian Bank branches in Azamgarh and Chakarpanpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indian Bank and go to the branch locator section. Then search for Gorakhpur Govt Medical Clg Chakrapanpur or Azamgarh to find the exact IFSC Code IDIB000G628.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Bank and Azamgarh will provide accurate information.
How to Use IFSC Code IDIB000G628 for Online Transfers?
Once you have the IFSC Code IDIB000G628 for the Gorakhpur Govt Medical Clg Chakrapanpur branch of Indian Bank in Azamgarh, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IDIB000G628. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000G628.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Gorakhpur Govt Medical Clg Chakrapanpur in Azamgarh, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in Gorakhpur Govt Medical Clg Chakrapanpur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Azamgarh manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000G628.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Govt Medical College Hospital Chakrapanipur Kanaila Gmc Chakarpanpur Gmc Pin 276128 located in Azamgarh, Chakarpanpur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.