Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indian Bank for its Daulatabad branch in Azamgarh, Daulatabad, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Indian Bank located in Azamgarh or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000D539. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Bank, Daulatabad, Azamgarh
Here are some of the key details that come with the IFSC Code IDIB000D539 of Indian Bank for its branch located in Azamgarh, within the district of Daulatabad in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000D539 |
| Branch | Daulatabad |
| City | Azamgarh |
| District | Daulatabad |
| State | Uttar Pradesh |
| Address | Daulatabad Daulatabad Daulatabad Pin 276129 |
These details help users in online banking and for businesses and individuals who use Indian Bank in Azamgarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000D539 for the Daulatabad branch of Indian Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Daulatabad, Azamgarh, Uttar Pradesh, are allotted a unique IFSC like IDIB000D539 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Azamgarh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Azamgarh and Daulatabad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Indian Bank in Daulatabad reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code IDIB000D539
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Daulatabad in Azamgarh.
For example, the IFSC Code IDIB000D539 of Indian Bank for the Daulatabad branch has these elements, identifying the bank and the branch location in Azamgarh and Uttar Pradesh correctly.
How to Find IFSC Code for Indian Bank?
To find the IFSC Code IDIB000D539 of Indian Bank for its Daulatabad branch located in Azamgarh, the following methods can help you out:
Cheque Book
The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Indian Bank branches in Azamgarh and Daulatabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indian Bank and go to the branch locator section. Then search for Daulatabad or Azamgarh to find the exact IFSC Code IDIB000D539.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Bank and Azamgarh will provide accurate information.
How to Use IFSC Code IDIB000D539 for Online Transfers?
Once you have the IFSC Code IDIB000D539 for the Daulatabad branch of Indian Bank in Azamgarh, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000D539. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Indian Bank IFSC Code IDIB000D539.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Bank Daulatabad in Azamgarh, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Daulatabad, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Azamgarh manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000D539.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Daulatabad Daulatabad Daulatabad Pin 276129 located in Azamgarh, Daulatabad, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.