For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Indian Bank for its Faizabad Guru Nanak Girls College branch in Ayodhya, Manas Nagar, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Indian Bank located in Ayodhya or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000G661. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Faizabad Guru Nanak Girls College, Ayodhya

The table below shows the main details of the IFSC Code IDIB000G661 for the Indian Bank branch in Ayodhya, which falls under the Manas Nagar district in Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000G661
Branch Faizabad Guru Nanak Girls College
City Ayodhya
District Manas Nagar
State Uttar Pradesh
Address Guru Nanak Girls Degree College Branch Usroo Manas Nagar Manas Nagar Gaddopur Pin 224001

These details help users in online banking and for businesses and individuals who use Indian Bank in Ayodhya for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000G661 for the Faizabad Guru Nanak Girls College branch of Indian Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Faizabad Guru Nanak Girls College, Ayodhya, Uttar Pradesh, is provided with a unique IFSC like IDIB000G661 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Indian Bank branch in Ayodhya.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Ayodhya and Manas Nagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in Faizabad Guru Nanak Girls College do not get mixed with another location.

Format of the IFSC Code IDIB000G661

This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Faizabad Guru Nanak Girls College in Ayodhya.

For example, the IFSC Code IDIB000G661 of Indian Bank for the Faizabad Guru Nanak Girls College branch includes these elements, identifying the bank and the branch location in Ayodhya and Uttar Pradesh accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000G661 of Indian Bank for its Faizabad Guru Nanak Girls College branch located in Ayodhya, the following methods can help:

Cheque Book

The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Ayodhya and Manas Nagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and find the branch locator section. Search for Faizabad Guru Nanak Girls College or Ayodhya to get the exact IFSC Code IDIB000G661.

Mobile Banking App

If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Ayodhya that will provide accurate information.

How to Use IFSC Code IDIB000G661 for Online Transfers?

Once you have the IFSC Code IDIB000G661 for the Faizabad Guru Nanak Girls College branch of Indian Bank in Ayodhya, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000G661. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000G661.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Faizabad Guru Nanak Girls College in Ayodhya, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Faizabad Guru Nanak Girls College, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ayodhya to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Faizabad Guru Nanak Girls College, Ayodhya?

The IFSC Code is IDIB000G661.

Is the IFSC Code IDIB000G661 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Faizabad Guru Nanak Girls College?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Faizabad Guru Nanak Girls College branch?

The address of the branch is Guru Nanak Girls Degree College Branch Usroo Manas Nagar Manas Nagar Gaddopur Pin 224001 located in Ayodhya, Manas Nagar, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.