For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Indian Bank for its Meensurutti branch in Ariyalur, Meensurutti, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Indian Bank located in Ariyalur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code IDIB000M136. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Meensurutti, Ariyalur

Here are some of the key details that come with the IFSC Code IDIB000M136 of Indian Bank for its branch located in Ariyalur, within the district of Meensurutti in the state of Tamil Nadu.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000M136
Branch Meensurutti
City Ariyalur
District Meensurutti
State Tamil Nadu
Address M K R Karthik Complex Main Road Meensurutti Meensurutti Pin 612903

These details helps users in online banking and for businesses and individuals who use Indian Bank in Ariyalur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000M136 for the Meensurutti branch of Indian Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Meensurutti, Ariyalur, Tamil Nadu, is provided a unique IFSC like IDIB000M136 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Indian Bank branch in Ariyalur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Ariyalur and Meensurutti.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Meensurutti do not get misguided to another person.

Format of the IFSC Code IDIB000M136

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Meensurutti in Ariyalur.

For example, the IFSC Code IDIB000M136 of Indian Bank for the Meensurutti branch has these elements, identifying the bank and the branch location in Ariyalur and Tamil Nadu correctly.

How to Find IFSC Code for Indian Bank?

To find the IFSC Code IDIB000M136 of Indian Bank for its Meensurutti branch located in Ariyalur, the following methods can help you out:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Ariyalur and Meensurutti, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and go to the branch locator section. Then search for Meensurutti or Ariyalur to find the exact IFSC Code IDIB000M136.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Bank and Ariyalur will provide accurate information.

How to Use IFSC Code IDIB000M136 for Online Transfers?

If you have the IFSC Code IDIB000M136 for the Meensurutti branch of Indian Bank in Ariyalur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000M136. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Indian Bank IFSC Code IDIB000M136.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Bank Meensurutti in Ariyalur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Meensurutti, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Ariyalur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Meensurutti, Ariyalur?

The IFSC Code is IDIB000M136.

Is the IFSC Code IDIB000M136 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Meensurutti?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Meensurutti branch?

The address of the branch is M K R Karthik Complex Main Road Meensurutti Meensurutti Pin 612903 located in Ariyalur, Meensurutti, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.