Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Indian Bank for its Cherthala branch in Alappuzha, Cherthala, or Kerala, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Indian Bank located in Alappuzha or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code IDIB000C138. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Bank, Cherthala, Alappuzha
The table below shows the main details of the IFSC Code IDIB000C138 for the Indian Bank branch in Alappuzha, which falls under the Cherthala district in Kerala.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000C138 |
| Branch | Cherthala |
| City | Alappuzha |
| District | Cherthala |
| State | Kerala |
| Address | Viva Towers 4/400H Near St Marys Bridge Cherthala Cherthala Pin 688524 |
These details help users in online banking and for businesses and individuals who use Indian Bank in Alappuzha for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000C138 for the Cherthala branch of Indian Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Cherthala, Alappuzha, Kerala, are allotted a unique IFSC like IDIB000C138 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Alappuzha.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Alappuzha and Cherthala.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Indian Bank in Cherthala reaches the right place, even though there are thousands of branches in Kerala and across India.
Format of the IFSC Code IDIB000C138
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Cherthala in Alappuzha.
For example, the IFSC Code IDIB000C138 of Indian Bank for the Cherthala branch has these elements, identifying the bank and the branch location in Alappuzha and Kerala correctly.
How to Find IFSC Code for Indian Bank?
If you are trying to find the IFSC Code IDIB000C138 of Indian Bank for its Cherthala branch located in Alappuzha, the following methods can help:
Cheque Book
The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Indian Bank branches in Alappuzha and Cherthala, print them on the first page of your passbook.
Bank Website
Visit the official website of Indian Bank and navigate to the branch locator section. Search for Cherthala or Alappuzha to get the exact IFSC Code IDIB000C138.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Alappuzha, you'll get the correct details.
How to Use IFSC Code IDIB000C138 for Online Transfers?
Once you have the IFSC Code IDIB000C138 for the Cherthala branch of Indian Bank in Alappuzha, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000C138. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Indian Bank IFSC Code IDIB000C138.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Bank Cherthala in Alappuzha, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Cherthala, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Alappuzha manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Cherthala Alappuzha branch is IDIB000C138.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Viva Towers 4/400H Near St Marys Bridge Cherthala Cherthala Pin 688524.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.