IFSC Code of Indian Bank, Aizawl, Lower Chanmari, Mizoram — IDIB000A195

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Indian Bank for its Aizawl branch in Aizawl, Lower Chanmari, Mizoram, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Indian Bank located in Aizawl or anywhere in Mizoram can transfer funds instantly by using the correct IFSC Code IDIB000A195. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Aizawl, Aizawl

Here are some of the key details that come with the IFSC Code IDIB000A195 of Indian Bank for its branch located in Aizawl, within the district of Lower Chanmari in the state of Mizoram.

These details helps users in online banking and for businesses and individuals who use Indian Bank in Aizawl for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000A195 for the Aizawl branch of Indian Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Aizawl, Aizawl, Mizoram, is provided a unique IFSC like IDIB000A195 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Indian Bank branch in Aizawl.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Aizawl and Lower Chanmari.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Mizoram and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Aizawl do not get misguided to another person.

Format of the IFSC Code IDIB000A195

The format of the IFSC Code for banks, including Indian Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Aizawl in Aizawl.

For example, the IFSC Code IDIB000A195 of Indian Bank for the Aizawl branch includes these elements, identifying the bank and the branch location in Aizawl and Mizoram correctly.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000A195 of Indian Bank for its Aizawl branch located in Aizawl, the following methods can help:

Cheque Book

The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Aizawl and Lower Chanmari, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and find the branch locator section. Search for Aizawl or Aizawl to get the exact IFSC Code IDIB000A195.

Mobile Banking App

If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Aizawl that will provide accurate information.

How to Use IFSC Code IDIB000A195 for Online Transfers?

Once you have the IFSC Code IDIB000A195 for the Aizawl branch of Indian Bank in Aizawl, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000A195. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000A195.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Aizawl in Aizawl, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in Aizawl, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Indian Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Aizawl manage their online transfers and cheque clearances easily.