Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Indian Bank for its S G Road (Ahmedabad) branch in Ahmedabad, Ahmedabad, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Indian Bank located in Ahmedabad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code IDIB000S156. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, S G Road (Ahmedabad), Ahmedabad

The table below shows the main details of the IFSC Code IDIB000S156 for the Indian Bank branch in Ahmedabad, which falls under the Ahmedabad district in Gujarat.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000S156
Branch S G Road (Ahmedabad)
City Ahmedabad
District Ahmedabad
State Gujarat
Address Krishna Complex Off S G Road Oppdevashish School Bodekdev Pin 380015

These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in Ahmedabad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000S156 for the S G Road (Ahmedabad) branch of Indian Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in S G Road (Ahmedabad), Ahmedabad, Gujarat, is provided a unique IFSC like IDIB000S156 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Indian Bank branch in Ahmedabad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Ahmedabad and Ahmedabad.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in S G Road (Ahmedabad) do not get misguided to another person.

Format of the IFSC Code IDIB000S156

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as S G Road (Ahmedabad) in Ahmedabad.

For example, the IFSC Code IDIB000S156 of Indian Bank for the S G Road (Ahmedabad) branch includes these elements, identifying the bank and the branch location in Ahmedabad and Gujarat accurately.

How to Find IFSC Code for Indian Bank?

If you are looking for the IFSC Code IDIB000S156 of Indian Bank for its S G Road (Ahmedabad) branch located in Ahmedabad, the following methods can help:

Cheque Book

The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Indian Bank branches in Ahmedabad and Ahmedabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Indian Bank and look for the branch locator section, then search for S G Road (Ahmedabad) or Ahmedabad to get the exact IFSC Code IDIB000S156.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Ahmedabad, then it will provide you proper information.

How to Use IFSC Code IDIB000S156 for Online Transfers?

Once you have the IFSC Code IDIB000S156 for the S G Road (Ahmedabad) branch of Indian Bank in Ahmedabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000S156. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000S156.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank S G Road (Ahmedabad) in Ahmedabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in S G Road (Ahmedabad), here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Ahmedabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in S G Road (Ahmedabad), Ahmedabad?

The IFSC Code is IDIB000S156.

Is the IFSC Code IDIB000S156 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank S G Road (Ahmedabad)?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the S G Road (Ahmedabad) branch?

The address of the branch is Krishna Complex Off S G Road Oppdevashish School Bodekdev Pin 380015 located in Ahmedabad, Ahmedabad, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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