The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Bavla branch in Ahmedabad, Rajkot Highway, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Ahmedabad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code IDIB000B189. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Bavla, Ahmedabad

Here are the key points that are associated with the IFSC Code IDIB000B189 of Indian Bank for its branch located in Ahmedabad, within the district of Rajkot Highway in the state of Gujarat.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000B189
Branch Bavla
City Ahmedabad
District Rajkot Highway
State Gujarat
Address 34 Chawla Elegance Opp Vaishali Society Rajkot Highway Bavla Pin 382220

These details help users in online banking and for businesses and individuals who use Indian Bank in Ahmedabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000B189 for the Bavla branch of Indian Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Bavla, Ahmedabad, Gujarat, are allotted a unique IFSC like IDIB000B189 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ahmedabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Ahmedabad and Rajkot Highway.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indian Bank in Bavla reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code IDIB000B189

This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bavla in Ahmedabad.

For example, the IFSC Code IDIB000B189 of Indian Bank for the Bavla branch includes these elements, identifying the bank and the branch location in Ahmedabad and Gujarat accurately.

How to Find IFSC Code for Indian Bank?

If you are looking for the IFSC Code IDIB000B189 of Indian Bank for its Bavla branch located in Ahmedabad, the following methods can help:

Cheque Book

The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Indian Bank branches in Ahmedabad and Rajkot Highway, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Indian Bank and look for the branch locator section, then search for Bavla or Ahmedabad to get the exact IFSC Code IDIB000B189.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Ahmedabad, then it will provide you proper information.

How to Use IFSC Code IDIB000B189 for Online Transfers?

Once you have the IFSC Code IDIB000B189 for the Bavla branch of Indian Bank in Ahmedabad, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000B189. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Indian Bank IFSC Code IDIB000B189.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Bank Bavla in Ahmedabad, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Bavla, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ahmedabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Bavla, Ahmedabad?

The IFSC Code is IDIB000B189.

Is the IFSC Code IDIB000B189 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Bavla?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bavla branch?

The address of the branch is 34 Chawla Elegance Opp Vaishali Society Rajkot Highway Bavla Pin 382220 located in Ahmedabad, Rajkot Highway, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.