For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Indian Bank for its Ahmedabad, Maninagar branch in Ahmedabad, Maninagar Char Rasta, Gujarat, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Indian Bank located in Ahmedabad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code IDIB000M615. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Bank, Ahmedabad, Maninagar, Ahmedabad
The table below shows the main details of the IFSC Code IDIB000M615 for the Indian Bank branch in Ahmedabad, which falls under the Maninagar Char Rasta district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000M615 |
| Branch | Ahmedabad, Maninagar |
| City | Ahmedabad |
| District | Maninagar Char Rasta |
| State | Gujarat |
| Address | Shop No 1 2 Mangalaya Square Opp Saraswati Prathamik School Maninagar Char Rasta Maninagar Pin 380008 |
These details helps users in online banking and for businesses and individuals who use Indian Bank in Ahmedabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000M615 for the Ahmedabad, Maninagar branch of Indian Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Ahmedabad, Maninagar, Ahmedabad, Gujarat, is provided a unique IFSC like IDIB000M615 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Indian Bank branch in Ahmedabad.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Ahmedabad and Maninagar Char Rasta.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Ahmedabad, Maninagar do not get misguided to another person.
Format of the IFSC Code IDIB000M615
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ahmedabad, Maninagar in Ahmedabad.
For example, the IFSC Code IDIB000M615 of Indian Bank for the Ahmedabad, Maninagar branch has these elements, identifying the bank and the branch location in Ahmedabad and Gujarat correctly.
How to Find IFSC Code for Indian Bank?
If you are looking for the IFSC Code IDIB000M615 of Indian Bank for its Ahmedabad, Maninagar branch located in Ahmedabad, the following methods can help:
Cheque Book
The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Indian Bank branches in Ahmedabad and Maninagar Char Rasta, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Indian Bank and look for the branch locator section, then search for Ahmedabad, Maninagar or Ahmedabad to get the exact IFSC Code IDIB000M615.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Ahmedabad, then it will provide you proper information.
How to Use IFSC Code IDIB000M615 for Online Transfers?
Once you have the IFSC Code IDIB000M615 for the Ahmedabad, Maninagar branch of Indian Bank in Ahmedabad, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000M615. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Indian Bank IFSC Code IDIB000M615.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Bank Ahmedabad, Maninagar in Ahmedabad, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Ahmedabad, Maninagar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Ahmedabad manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000M615.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Shop No 1 2 Mangalaya Square Opp Saraswati Prathamik School Maninagar Char Rasta Maninagar Pin 380008 located in Ahmedabad, Maninagar Char Rasta, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.