The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idfc First Bank Ltd for its Jangareddygudem Branch branch in West Godavari, Jangareddy Gudem, Andhra Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Idfc First Bank Ltd located in West Godavari or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code IDFB0080408. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Idfc First Bank Ltd, Jangareddygudem Branch, West Godavari
Here are some of the key details that come with the IFSC Code IDFB0080408 of Idfc First Bank Ltd for its branch located in West Godavari, within the district of Jangareddy Gudem in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Idfc First Bank Ltd |
| IFSC Code | IDFB0080408 |
| Branch | Jangareddygudem Branch |
| City | West Godavari |
| District | Jangareddy Gudem |
| State | Andhra Pradesh |
| Address | Ground & 1St Floor, Survey No 292/5, Kovur Road, Jangareddigudem, Andhra Pradesh-534447, Toll Free No-18004194332 |
These details helps users in online banking and for businesses and individuals who use Idfc First Bank Ltd in West Godavari for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0080408 for the Jangareddygudem Branch branch of Idfc First Bank Ltd plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idfc First Bank Ltd located in Jangareddygudem Branch, West Godavari, Andhra Pradesh, are allotted a unique IFSC like IDFB0080408 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in West Godavari.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like West Godavari and Jangareddy Gudem.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Idfc First Bank Ltd in Jangareddygudem Branch reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.
Format of the IFSC Code IDFB0080408
The format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Idfc First Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jangareddygudem Branch in West Godavari.
For example, the IFSC Code IDFB0080408 of Idfc First Bank Ltd for the Jangareddygudem Branch branch includes these elements, identifying the bank and the branch location in West Godavari and Andhra Pradesh accurately.
How to Find IFSC Code for Idfc First Bank Ltd?
If you are trying to find the IFSC Code IDFB0080408 of Idfc First Bank Ltd for its Jangareddygudem Branch branch located in West Godavari, the following methods can help:
Cheque Book
The cheque book issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Idfc First Bank Ltd branches in West Godavari and Jangareddy Gudem, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Idfc First Bank Ltd and navigate to the branch locator section. Search for Jangareddygudem Branch or West Godavari to get the exact IFSC Code IDFB0080408.
Mobile Banking App
If you use Idfc First Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idfc First Bank Ltd and West Godavari, you'll get the correct details.
How to Use IFSC Code IDFB0080408 for Online Transfers?
Once you have the IFSC Code IDFB0080408 for the Jangareddygudem Branch branch of Idfc First Bank Ltd in West Godavari, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDFB0080408. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0080408.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Idfc First Bank Ltd Jangareddygudem Branch in West Godavari, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Jangareddygudem Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idfc First Bank Ltd website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in West Godavari manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Jangareddygudem Branch West Godavari branch is IDFB0080408.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ground & 1St Floor, Survey No 292/5, Kovur Road, Jangareddigudem, Andhra Pradesh-534447, Toll Free No-18004194332.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.