Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Idfc First Bank Ltd for its Killa-Pardi Branch branch in Valsad, Killa Pardi, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Idfc First Bank Ltd located in Valsad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code IDFB0042443. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Idfc First Bank Ltd, Killa-Pardi Branch, Valsad

Here are some of the key details that come with the IFSC Code IDFB0042443 of Idfc First Bank Ltd for its branch located in Valsad, within the district of Killa Pardi in the state of Gujarat.

Particulars Details
Bank Idfc First Bank Ltd
IFSC Code IDFB0042443
Branch Killa-Pardi Branch
City Valsad
District Killa Pardi
State Gujarat
Address Ground Floor,House No.6026 & 6027, Survey No.2554, Chival Pardi Road, Tal. Pardi, Dist. Valsad, Killapardi, Gujarat - 396125

These details are important not only for users using online banking but also for businesses and individuals who use Idfc First Bank Ltd in Valsad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDFB0042443 for the Killa-Pardi Branch branch of Idfc First Bank Ltd is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idfc First Bank Ltd located in Killa-Pardi Branch, Valsad, Gujarat, is provided a unique IFSC like IDFB0042443 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Idfc First Bank Ltd branch in Valsad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Valsad and Killa Pardi.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Idfc First Bank Ltd in Killa-Pardi Branch do not get misguided to another person.

Format of the IFSC Code IDFB0042443

The format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Idfc First Bank Ltd, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Killa-Pardi Branch in Valsad.

For example, the IFSC Code IDFB0042443 of Idfc First Bank Ltd for the Killa-Pardi Branch branch includes these elements, identifying the bank and the branch location in Valsad and Gujarat accurately.

How to Find IFSC Code for Idfc First Bank Ltd?

If you are looking for the IFSC Code IDFB0042443 of Idfc First Bank Ltd for its Killa-Pardi Branch branch located in Valsad, the following methods can help:

Cheque Book

The cheque book that is issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Idfc First Bank Ltd branches in Valsad and Killa Pardi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Idfc First Bank Ltd and look for the branch locator section, then search for Killa-Pardi Branch or Valsad to get the exact IFSC Code IDFB0042443.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Idfc First Bank Ltd and Valsad, then it will provide you proper information.

How to Use IFSC Code IDFB0042443 for Online Transfers?

Once you have the IFSC Code IDFB0042443 for the Killa-Pardi Branch branch of Idfc First Bank Ltd in Valsad, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDFB0042443. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0042443.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Idfc First Bank Ltd Killa-Pardi Branch in Valsad may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Killa-Pardi Branch, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idfc First Bank Ltd website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Valsad manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idfc First Bank Ltd in Killa-Pardi Branch, Valsad?

The IFSC Code is IDFB0042443.

Is the IFSC Code IDFB0042443 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Idfc First Bank Ltd Killa-Pardi Branch?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Killa-Pardi Branch branch?

The address of the branch is Ground Floor,House No.6026 & 6027, Survey No.2554, Chival Pardi Road, Tal. Pardi, Dist. Valsad, Killapardi, Gujarat - 396125 located in Valsad, Killa Pardi, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.