For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Idfc First Bank Ltd for its Dabhoi Branch branch in Vadodara, Dabhoi, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Idfc First Bank Ltd located in Vadodara or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code IDFB0042387. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Idfc First Bank Ltd, Dabhoi Branch, Vadodara

Here are the main details that are associated with the IFSC Code IDFB0042387 of Idfc First Bank Ltd for its branch located in Vadodara, within the district of Dabhoi in the state of Gujarat.

Particulars Details
Bank Idfc First Bank Ltd
IFSC Code IDFB0042387
Branch Dabhoi Branch
City Vadodara
District Dabhoi
State Gujarat
Address Ground Floor, Shreeji Complex, Opp. Unity Hospital, Near Sinor Crossing, Dabhoi Sinor Road, Moje - Dabhoi, Dabhoi, District Vadodara, Gujarat - 391110, Toll Free No. - 18004194332

These details are essential not only for online banking users but also for businesses and individuals who use Idfc First Bank Ltd in Vadodara for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0042387 for the Dabhoi Branch branch of Idfc First Bank Ltd plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idfc First Bank Ltd located in Dabhoi Branch, Vadodara, Gujarat, are given a unique IFSC like IDFB0042387 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Vadodara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Vadodara and Dabhoi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Idfc First Bank Ltd in Dabhoi Branch goes to the correct branch. This is important because Idfc First Bank Ltd has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code IDFB0042387

The format of the IFSC Code for banks, including Idfc First Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Idfc First Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dabhoi Branch in Vadodara.

For example, the IFSC Code IDFB0042387 of Idfc First Bank Ltd for the Dabhoi Branch branch includes these elements, identifying the bank and the branch location in Vadodara and Gujarat correctly.

How to Find IFSC Code for Idfc First Bank Ltd?

If you are trying to find the IFSC Code IDFB0042387 of Idfc First Bank Ltd for its Dabhoi Branch branch located in Vadodara, the following methods can help:

Cheque Book

The cheque books that are issued by Idfc First Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Idfc First Bank Ltd branches in Vadodara and Dabhoi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Idfc First Bank Ltd and find the branch locator section. Search for Dabhoi Branch or Vadodara to get the exact IFSC Code IDFB0042387.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Idfc First Bank Ltd and Vadodara that will provide accurate information.

How to Use IFSC Code IDFB0042387 for Online Transfers?

Once you have the IFSC Code IDFB0042387 for the Dabhoi Branch branch of Idfc First Bank Ltd in Vadodara, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDFB0042387. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0042387.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idfc First Bank Ltd Dabhoi Branch in Vadodara, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Dabhoi Branch, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idfc First Bank Ltd website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Vadodara manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idfc First Bank Ltd in Dabhoi Branch, Vadodara?

The IFSC Code is IDFB0042387.

Is the IFSC Code IDFB0042387 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Idfc First Bank Ltd Dabhoi Branch?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dabhoi Branch branch?

The address of the branch is Ground Floor, Shreeji Complex, Opp. Unity Hospital, Near Sinor Crossing, Dabhoi Sinor Road, Moje - Dabhoi, Dabhoi, District Vadodara, Gujarat - 391110, Toll Free No. - 18004194332 located in Vadodara, Dabhoi, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.