For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Idfc First Bank Ltd for its Kanker Branch branch in Uttar Bastar Kanker, Kanker, Chhattisgarh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Idfc First Bank Ltd located in Uttar Bastar Kanker or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code IDFB0061401. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Idfc First Bank Ltd, Kanker Branch, Uttar Bastar Kanker

Here are the key points that are associated with the IFSC Code IDFB0061401 of Idfc First Bank Ltd for its branch located in Uttar Bastar Kanker, within the district of Kanker in the state of Chhattisgarh.

Particulars Details
Bank Idfc First Bank Ltd
IFSC Code IDFB0061401
Branch Kanker Branch
City Uttar Bastar Kanker
District Kanker
State Chhattisgarh
Address Upper Ground Floor,Kanker City Center,Shop No.-29/1,30/1,31/1,50/1,51/1,52/1,54,55, Main Road Kaner,Adhan Nagar,Chhatisgarh-494334,Toll Free No 18602582000

These details help users in online banking and for businesses and individuals who use Idfc First Bank Ltd in Uttar Bastar Kanker for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0061401 for the Kanker Branch branch of Idfc First Bank Ltd has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idfc First Bank Ltd located in Kanker Branch, Uttar Bastar Kanker, Chhattisgarh, are given a unique IFSC like IDFB0061401 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Uttar Bastar Kanker.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Uttar Bastar Kanker and Kanker.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Idfc First Bank Ltd in Kanker Branch goes to the correct branch. This is important because Idfc First Bank Ltd has thousands of branches in Chhattisgarh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code IDFB0061401

The format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Idfc First Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kanker Branch in Uttar Bastar Kanker.

For example, the IFSC Code IDFB0061401 of Idfc First Bank Ltd for the Kanker Branch branch includes these elements, identifying the bank and the branch location in Uttar Bastar Kanker and Chhattisgarh accurately.

How to Find IFSC Code for Idfc First Bank Ltd?

If you are trying to find the IFSC Code IDFB0061401 of Idfc First Bank Ltd for its Kanker Branch branch located in Uttar Bastar Kanker, the following methods can help:

Cheque Book

The cheque book issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Idfc First Bank Ltd branches in Uttar Bastar Kanker and Kanker, print them on the first page of your passbook.

Bank Website

Visit the official website of Idfc First Bank Ltd and navigate to the branch locator section. Search for Kanker Branch or Uttar Bastar Kanker to get the exact IFSC Code IDFB0061401.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idfc First Bank Ltd and Uttar Bastar Kanker, you'll get the correct details.

How to Use IFSC Code IDFB0061401 for Online Transfers?

Once you have the IFSC Code IDFB0061401 for the Kanker Branch branch of Idfc First Bank Ltd in Uttar Bastar Kanker, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDFB0061401. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0061401.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idfc First Bank Ltd Kanker Branch in Uttar Bastar Kanker, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Idfc First Bank Ltd in Kanker Branch, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Idfc First Bank Ltd website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Uttar Bastar Kanker manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idfc First Bank Ltd Kanker Branch Uttar Bastar Kanker?

The IFSC Code of the Kanker Branch Uttar Bastar Kanker branch is IDFB0061401.

Is IFSC Code IDFB0061401 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Idfc First Bank Ltd Kanker Branch branch?

The branch is located at Upper Ground Floor,Kanker City Center,Shop No.-29/1,30/1,31/1,50/1,51/1,52/1,54,55, Main Road Kaner,Adhan Nagar,Chhatisgarh-494334,Toll Free No 18602582000.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.