Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Idfc First Bank Ltd for its Niwai Branch branch in Tonk, Niwai, Rajasthan, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Idfc First Bank Ltd located in Tonk or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code IDFB0043722. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Idfc First Bank Ltd, Niwai Branch, Tonk

Below in the table are the key details related to IFSC Code IDFB0043722 of Idfc First Bank Ltd for its branch located in Tonk, within the district of Niwai in the state of Rajasthan.

Particulars Details
Bank Idfc First Bank Ltd
IFSC Code IDFB0043722
Branch Niwai Branch
City Tonk
District Niwai
State Rajasthan
Address Ground Floor, Plot No.6, Block-E, Deen Dayal Nagar, District Tonk, Niwai, Rajasthan -304021 / Tollfree No-18602582000

These details helps users in online banking and for businesses and individuals who use Idfc First Bank Ltd in Tonk for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0043722 for the Niwai Branch branch of Idfc First Bank Ltd plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idfc First Bank Ltd located in Niwai Branch, Tonk, Rajasthan, is provided with a unique IFSC like IDFB0043722 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Idfc First Bank Ltd branch in Tonk.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Tonk and Niwai.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Rajasthan and the rest of India and the IFSC Code ensures that transactions meant for Idfc First Bank Ltd in Niwai Branch do not get mixed with another location.

Format of the IFSC Code IDFB0043722

This is the format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Idfc First Bank Ltd, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Niwai Branch in Tonk.

For example, the IFSC Code IDFB0043722 of Idfc First Bank Ltd for the Niwai Branch branch includes these elements, identifying the bank and the branch location in Tonk and Rajasthan accurately.

How to Find IFSC Code for Idfc First Bank Ltd?

If you are trying to find the IFSC Code IDFB0043722 of Idfc First Bank Ltd for its Niwai Branch branch located in Tonk, the following methods can help:

Cheque Book

The cheque books that are issued by Idfc First Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Idfc First Bank Ltd branches in Tonk and Niwai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Idfc First Bank Ltd and find the branch locator section. Search for Niwai Branch or Tonk to get the exact IFSC Code IDFB0043722.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Idfc First Bank Ltd and Tonk that will provide accurate information.

How to Use IFSC Code IDFB0043722 for Online Transfers?

If you have the IFSC Code IDFB0043722 for the Niwai Branch branch of Idfc First Bank Ltd in Tonk, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDFB0043722. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0043722.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Idfc First Bank Ltd Niwai Branch in Tonk, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Niwai Branch, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idfc First Bank Ltd website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Tonk manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idfc First Bank Ltd in Niwai Branch, Tonk?

The IFSC Code is IDFB0043722.

Is the IFSC Code IDFB0043722 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Idfc First Bank Ltd Niwai Branch?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Niwai Branch branch?

The address of the branch is Ground Floor, Plot No.6, Block-E, Deen Dayal Nagar, District Tonk, Niwai, Rajasthan -304021 / Tollfree No-18602582000 located in Tonk, Niwai, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.