IFSC Code of Idfc First Bank Ltd, Thiruvananthapuram - Pattom Branch, Thiruvananthapuram, Kerala — IDFB0080694

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idfc First Bank Ltd for its Thiruvananthapuram - Pattom Branch branch in Thiruvananthapuram, Thiruvananthapuram, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Idfc First Bank Ltd located in Thiruvananthapuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code IDFB0080694. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Idfc First Bank Ltd, Thiruvananthapuram - Pattom Branch, Thiruvananthapuram

Below in the table are the key details related to IFSC Code IDFB0080694 of Idfc First Bank Ltd for its branch located in Thiruvananthapuram, within the district of Thiruvananthapuram in the state of Kerala.

These details are important not only for users using online banking but also for businesses and individuals who use Idfc First Bank Ltd in Thiruvananthapuram for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDFB0080694 for the Thiruvananthapuram - Pattom Branch branch of Idfc First Bank Ltd is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idfc First Bank Ltd located in Thiruvananthapuram - Pattom Branch, Thiruvananthapuram, Kerala, are given a unique IFSC like IDFB0080694 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Thiruvananthapuram.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Thiruvananthapuram and Thiruvananthapuram.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Idfc First Bank Ltd in Thiruvananthapuram - Pattom Branch goes to the correct branch. This is important because Idfc First Bank Ltd has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code IDFB0080694

The format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Idfc First Bank Ltd, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thiruvananthapuram - Pattom Branch in Thiruvananthapuram.

For example, the IFSC Code IDFB0080694 of Idfc First Bank Ltd for the Thiruvananthapuram - Pattom Branch branch includes these elements, identifying the bank and the branch location in Thiruvananthapuram and Kerala accurately.

How to Find IFSC Code for Idfc First Bank Ltd?

If you are trying to find the IFSC Code IDFB0080694 of Idfc First Bank Ltd for its Thiruvananthapuram - Pattom Branch branch located in Thiruvananthapuram, the following methods can help:

Cheque Book

The cheque book issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Idfc First Bank Ltd branches in Thiruvananthapuram and Thiruvananthapuram, print them on the first page of your passbook.

Bank Website

Visit the official website of Idfc First Bank Ltd and navigate to the branch locator section. Search for Thiruvananthapuram - Pattom Branch or Thiruvananthapuram to get the exact IFSC Code IDFB0080694.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idfc First Bank Ltd and Thiruvananthapuram, you'll get the correct details.

How to Use IFSC Code IDFB0080694 for Online Transfers?

Once you have the IFSC Code IDFB0080694 for the Thiruvananthapuram - Pattom Branch branch of Idfc First Bank Ltd in Thiruvananthapuram, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDFB0080694. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0080694.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idfc First Bank Ltd Thiruvananthapuram - Pattom Branch in Thiruvananthapuram, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Thiruvananthapuram - Pattom Branch, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Idfc First Bank Ltd website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thiruvananthapuram to handle online money transfers and get their cheques cleared smoothly.