For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Idfc First Bank Ltd for its Vartak Nagar - Thane Branch branch in Thane, Thane, Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Idfc First Bank Ltd located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code IDFB0040136. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Idfc First Bank Ltd, Vartak Nagar - Thane Branch, Thane
Here are the main details that are associated with the IFSC Code IDFB0040136 of Idfc First Bank Ltd for its branch located in Thane, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Idfc First Bank Ltd |
| IFSC Code | IDFB0040136 |
| Branch | Vartak Nagar - Thane Branch |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| Address | Shop No. 5A, Maithili Pride, Building No. 1 & 10, Mhb Colony, Vartak Nagar, Pokhran Rd. No. 1, J K Gramm, Near Hp Godown, Thane. 400606. Toll Free No. 18004194332 |
These details are essential not only for online banking users but also for businesses and individuals who use Idfc First Bank Ltd in Thane for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0040136 for the Vartak Nagar - Thane Branch branch of Idfc First Bank Ltd plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idfc First Bank Ltd located in Vartak Nagar - Thane Branch, Thane, Maharashtra, are allotted a unique IFSC like IDFB0040136 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Thane.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Thane and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Idfc First Bank Ltd in Vartak Nagar - Thane Branch reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code IDFB0040136
This is the format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Idfc First Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Vartak Nagar - Thane Branch in Thane.
For example, the IFSC Code IDFB0040136 of Idfc First Bank Ltd for the Vartak Nagar - Thane Branch branch includes these elements, identifying the bank and the branch location in Thane and Maharashtra accurately.
How to Find IFSC Code for Idfc First Bank Ltd?
If you are looking for the IFSC Code IDFB0040136 of Idfc First Bank Ltd for its Vartak Nagar - Thane Branch branch located in Thane, the following methods can help:
Cheque Book
The cheque book that is issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Idfc First Bank Ltd branches in Thane and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Idfc First Bank Ltd and look for the branch locator section, then search for Vartak Nagar - Thane Branch or Thane to get the exact IFSC Code IDFB0040136.
Mobile Banking App
If you use Idfc First Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Idfc First Bank Ltd and Thane, then it will provide you proper information.
How to Use IFSC Code IDFB0040136 for Online Transfers?
Once you have the IFSC Code IDFB0040136 for the Vartak Nagar - Thane Branch branch of Idfc First Bank Ltd in Thane, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IDFB0040136. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0040136.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idfc First Bank Ltd Vartak Nagar - Thane Branch in Thane, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Vartak Nagar - Thane Branch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idfc First Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Thane manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is IDFB0040136.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shop No. 5A, Maithili Pride, Building No. 1 & 10, Mhb Colony, Vartak Nagar, Pokhran Rd. No. 1, J K Gramm, Near Hp Godown, Thane. 400606. Toll Free No. 18004194332 located in Thane, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.