IFSC Code of Idfc First Bank Ltd, Shikaripura Branch, Shikaripura, Karnataka — IDFB0080472

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Idfc First Bank Ltd for its Shikaripura Branch branch in Shimoga, Shikaripura, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Idfc First Bank Ltd situated in Shimoga or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code IDFB0080472. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Idfc First Bank Ltd, Shikaripura Branch, Shimoga

Below in the table are the key details related to IFSC Code IDFB0080472 of Idfc First Bank Ltd for its branch located in Shimoga, within the district of Shikaripura in the state of Karnataka.

These details are important not only for users using online banking but also for businesses and individuals who use Idfc First Bank Ltd in Shimoga for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDFB0080472 for the Shikaripura Branch branch of Idfc First Bank Ltd is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDFB0080472 is given to every bank branch, including Idfc First Bank Ltd located in Shikaripura Branch, Shimoga, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Idfc First Bank Ltd branch in Shimoga.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Shimoga and Shikaripura.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Idfc First Bank Ltd in Shikaripura Branch doesn't end up at another location.

Format of the IFSC Code IDFB0080472

The format of the IFSC Code for banks, including Idfc First Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Idfc First Bank Ltd, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shikaripura Branch in Shimoga.

For example, the IFSC Code IDFB0080472 of Idfc First Bank Ltd for the Shikaripura Branch branch includes these elements, identifying the bank and the branch location in Shimoga and Karnataka correctly.

How to Find IFSC Code for Idfc First Bank Ltd?

To find the IFSC Code IDFB0080472 of Idfc First Bank Ltd for its Shikaripura Branch branch located in Shimoga, the following methods can help you out:

Cheque Book

The cheque book issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Idfc First Bank Ltd branches in Shimoga and Shikaripura, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Idfc First Bank Ltd and go to the branch locator section. Then search for Shikaripura Branch or Shimoga to find the exact IFSC Code IDFB0080472.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Idfc First Bank Ltd and Shimoga will provide accurate information.

How to Use IFSC Code IDFB0080472 for Online Transfers?

Once you have the IFSC Code IDFB0080472 for the Shikaripura Branch branch of Idfc First Bank Ltd in Shimoga, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDFB0080472. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0080472.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idfc First Bank Ltd Shikaripura Branch in Shimoga, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Shikaripura Branch, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Idfc First Bank Ltd website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Shimoga to handle online money transfers and get their cheques cleared smoothly.