The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idfc First Bank Ltd for its Biaora Branch branch in Rajgarh, Biaora, Madhya Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Idfc First Bank Ltd located in Rajgarh or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code IDFB0041413. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Idfc First Bank Ltd, Biaora Branch, Rajgarh

Here are the main details that are associated with the IFSC Code IDFB0041413 of Idfc First Bank Ltd for its branch located in Rajgarh, within the district of Biaora in the state of Madhya Pradesh.

Particulars Details
Bank Idfc First Bank Ltd
IFSC Code IDFB0041413
Branch Biaora Branch
City Rajgarh
District Biaora
State Madhya Pradesh
Address Ground Floor, Old Ab Road,Guna Naka, Biaora City ,Dist- Raigarh, Madhya Pradesh- 465674, Toll Free No-1800419332

These details help users in online banking and for businesses and individuals who use Idfc First Bank Ltd in Rajgarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0041413 for the Biaora Branch branch of Idfc First Bank Ltd has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idfc First Bank Ltd located in Biaora Branch, Rajgarh, Madhya Pradesh, are allotted a unique IFSC like IDFB0041413 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Rajgarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Rajgarh and Biaora.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Idfc First Bank Ltd in Biaora Branch reaches the right place, even though there are thousands of branches in Madhya Pradesh and across India.

Format of the IFSC Code IDFB0041413

The format of the IFSC Code for banks, including Idfc First Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Idfc First Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Biaora Branch in Rajgarh.

For example, the IFSC Code IDFB0041413 of Idfc First Bank Ltd for the Biaora Branch branch includes these elements, identifying the bank and the branch location in Rajgarh and Madhya Pradesh correctly.

How to Find IFSC Code for Idfc First Bank Ltd?

If you are looking for the IFSC Code IDFB0041413 of Idfc First Bank Ltd for its Biaora Branch branch located in Rajgarh, the following methods can help:

Cheque Book

The cheque book that is issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Idfc First Bank Ltd branches in Rajgarh and Biaora, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Idfc First Bank Ltd and look for the branch locator section, then search for Biaora Branch or Rajgarh to get the exact IFSC Code IDFB0041413.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Idfc First Bank Ltd and Rajgarh, then it will provide you proper information.

How to Use IFSC Code IDFB0041413 for Online Transfers?

If you have the IFSC Code IDFB0041413 for the Biaora Branch branch of Idfc First Bank Ltd in Rajgarh, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDFB0041413. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0041413.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Idfc First Bank Ltd Biaora Branch in Rajgarh, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Biaora Branch, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idfc First Bank Ltd website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Rajgarh manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idfc First Bank Ltd in Biaora Branch, Rajgarh?

The IFSC Code is IDFB0041413.

Is the IFSC Code IDFB0041413 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Idfc First Bank Ltd Biaora Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Biaora Branch branch?

The address of the branch is Ground Floor, Old Ab Road,Guna Naka, Biaora City ,Dist- Raigarh, Madhya Pradesh- 465674, Toll Free No-1800419332 located in Rajgarh, Biaora, Madhya Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.