Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Idfc First Bank Ltd for its Jamshedpur - Jamshedpur Main Branch branch in Purbi Singhbhum, Jamshedpur, or Jharkhand, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Idfc First Bank Ltd located in Purbi Singhbhum or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code IDFB0060402. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Idfc First Bank Ltd, Jamshedpur - Jamshedpur Main Branch, Purbi Singhbhum

Here are the key points that are associated with the IFSC Code IDFB0060402 of Idfc First Bank Ltd for its branch located in Purbi Singhbhum, within the district of Jamshedpur in the state of Jharkhand.

Particulars Details
Bank Idfc First Bank Ltd
IFSC Code IDFB0060402
Branch Jamshedpur - Jamshedpur Main Branch
City Purbi Singhbhum
District Jamshedpur
State Jharkhand
Address Ground Floor, Padmalaya,18, Ram Mandir Area,Bistupur, Jamshedpur-831001, Toll Free No. 18004194332

These details helps users in online banking and for businesses and individuals who use Idfc First Bank Ltd in Purbi Singhbhum for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0060402 for the Jamshedpur - Jamshedpur Main Branch branch of Idfc First Bank Ltd plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idfc First Bank Ltd located in Jamshedpur - Jamshedpur Main Branch, Purbi Singhbhum, Jharkhand, are allotted a unique IFSC like IDFB0060402 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Purbi Singhbhum.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Purbi Singhbhum and Jamshedpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Idfc First Bank Ltd in Jamshedpur - Jamshedpur Main Branch reaches the right place, even though there are thousands of branches in Jharkhand and across India.

Format of the IFSC Code IDFB0060402

The format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Idfc First Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jamshedpur - Jamshedpur Main Branch in Purbi Singhbhum.

For example, the IFSC Code IDFB0060402 of Idfc First Bank Ltd for the Jamshedpur - Jamshedpur Main Branch branch includes these elements, identifying the bank and the branch location in Purbi Singhbhum and Jharkhand accurately.

How to Find IFSC Code for Idfc First Bank Ltd?

To find the IFSC Code IDFB0060402 of Idfc First Bank Ltd for its Jamshedpur - Jamshedpur Main Branch branch located in Purbi Singhbhum, the following methods can help you out:

Cheque Book

The cheque book issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Idfc First Bank Ltd branches in Purbi Singhbhum and Jamshedpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Idfc First Bank Ltd and go to the branch locator section. Then search for Jamshedpur - Jamshedpur Main Branch or Purbi Singhbhum to find the exact IFSC Code IDFB0060402.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Idfc First Bank Ltd and Purbi Singhbhum will provide accurate information.

How to Use IFSC Code IDFB0060402 for Online Transfers?

Once you have the IFSC Code IDFB0060402 for the Jamshedpur - Jamshedpur Main Branch branch of Idfc First Bank Ltd in Purbi Singhbhum, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDFB0060402. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0060402.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idfc First Bank Ltd Jamshedpur - Jamshedpur Main Branch in Purbi Singhbhum, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Jamshedpur - Jamshedpur Main Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idfc First Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Purbi Singhbhum to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idfc First Bank Ltd in Jamshedpur - Jamshedpur Main Branch, Purbi Singhbhum?

The IFSC Code is IDFB0060402.

Is the IFSC Code IDFB0060402 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Idfc First Bank Ltd Jamshedpur - Jamshedpur Main Branch?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Jamshedpur - Jamshedpur Main Branch branch?

The address of the branch is Ground Floor, Padmalaya,18, Ram Mandir Area,Bistupur, Jamshedpur-831001, Toll Free No. 18004194332 located in Purbi Singhbhum, Jamshedpur, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.