IFSC Code of Idfc First Bank Ltd, Barh Branch, Barh, Bihar — IDFB0060289

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idfc First Bank Ltd for its Barh Branch branch in Patna, Barh, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Idfc First Bank Ltd located in Patna or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code IDFB0060289. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Idfc First Bank Ltd, Barh Branch, Patna

The table below shows the main details of the IFSC Code IDFB0060289 for the Idfc First Bank Ltd branch in Patna, which falls under the Barh district in Bihar.

These details are essential not only for online banking users but also for businesses and individuals who use Idfc First Bank Ltd in Patna for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0060289 for the Barh Branch branch of Idfc First Bank Ltd plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDFB0060289 is given to every bank branch, including Idfc First Bank Ltd located in Barh Branch, Patna, Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Idfc First Bank Ltd branch in Patna.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Patna and Barh.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Idfc First Bank Ltd in Barh Branch doesn't end up at another location.

Format of the IFSC Code IDFB0060289

The format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Idfc First Bank Ltd, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Barh Branch in Patna.

For example, the IFSC Code IDFB0060289 of Idfc First Bank Ltd for the Barh Branch branch includes these elements, identifying the bank and the branch location in Patna and Bihar accurately.

How to Find IFSC Code for Idfc First Bank Ltd?

To find the IFSC Code IDFB0060289 of Idfc First Bank Ltd for its Barh Branch branch located in Patna, the following methods can help you out:

Cheque Book

The cheque book issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Idfc First Bank Ltd branches in Patna and Barh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Idfc First Bank Ltd and go to the branch locator section. Then search for Barh Branch or Patna to find the exact IFSC Code IDFB0060289.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Idfc First Bank Ltd and Patna will provide accurate information.

How to Use IFSC Code IDFB0060289 for Online Transfers?

Once you have the IFSC Code IDFB0060289 for the Barh Branch branch of Idfc First Bank Ltd in Patna, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDFB0060289. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0060289.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idfc First Bank Ltd Barh Branch in Patna, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Barh Branch, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Idfc First Bank Ltd website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Patna to handle online money transfers and get their cheques cleared smoothly.