Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Idfc First Bank Ltd for its Godhra Branch branch in Panch Mahals, Godhra, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Idfc First Bank Ltd located in Panch Mahals or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code IDFB0042241. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Idfc First Bank Ltd, Godhra Branch, Panch Mahals
Here are some of the key details that come with the IFSC Code IDFB0042241 of Idfc First Bank Ltd for its branch located in Panch Mahals, within the district of Godhra in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Idfc First Bank Ltd |
| IFSC Code | IDFB0042241 |
| Branch | Godhra Branch |
| City | Panch Mahals |
| District | Godhra |
| State | Gujarat |
| Address | Ground Floor, Khasra No 1215-1, Sri Swaminarayan Avenue, Bamroli Road, Godhra City, Panch Mahals District, Gujarat 389001, Toll Free No 1800 419 8332 |
These details are important not only for users using online banking but also for businesses and individuals who use Idfc First Bank Ltd in Panch Mahals for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDFB0042241 for the Godhra Branch branch of Idfc First Bank Ltd is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDFB0042241 is given to every bank branch, including Idfc First Bank Ltd located in Godhra Branch, Panch Mahals, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Idfc First Bank Ltd branch in Panch Mahals.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Panch Mahals and Godhra.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Idfc First Bank Ltd in Godhra Branch doesn't end up at another location.
Format of the IFSC Code IDFB0042241
This is the format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Idfc First Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Godhra Branch in Panch Mahals.
For example, the IFSC Code IDFB0042241 of Idfc First Bank Ltd for the Godhra Branch branch includes these elements, identifying the bank and the branch location in Panch Mahals and Gujarat accurately.
How to Find IFSC Code for Idfc First Bank Ltd?
If you are looking for the IFSC Code IDFB0042241 of Idfc First Bank Ltd for its Godhra Branch branch located in Panch Mahals, the following methods can help:
Cheque Book
The cheque book that is issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Idfc First Bank Ltd branches in Panch Mahals and Godhra, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Idfc First Bank Ltd and look for the branch locator section, then search for Godhra Branch or Panch Mahals to get the exact IFSC Code IDFB0042241.
Mobile Banking App
If you use Idfc First Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Idfc First Bank Ltd and Panch Mahals, then it will provide you proper information.
How to Use IFSC Code IDFB0042241 for Online Transfers?
Once you have the IFSC Code IDFB0042241 for the Godhra Branch branch of Idfc First Bank Ltd in Panch Mahals, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IDFB0042241. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0042241.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idfc First Bank Ltd Godhra Branch in Panch Mahals, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Godhra Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idfc First Bank Ltd website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Panch Mahals manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IDFB0042241.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor, Khasra No 1215-1, Sri Swaminarayan Avenue, Bamroli Road, Godhra City, Panch Mahals District, Gujarat 389001, Toll Free No 1800 419 8332 located in Panch Mahals, Godhra, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.