The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idfc First Bank Ltd for its Pagdhal Branch branch in Pagdhal, Pagdhal, Madhya Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Idfc First Bank Ltd located in Pagdhal or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code IDFB0041106. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Idfc First Bank Ltd, Pagdhal Branch, Pagdhal

The table below shows the main details of the IFSC Code IDFB0041106 for the Idfc First Bank Ltd branch in Pagdhal, which falls under the Pagdhal district in Madhya Pradesh.

Particulars Details
Bank Idfc First Bank Ltd
IFSC Code IDFB0041106
Branch Pagdhal Branch
City Pagdhal
District Pagdhal
State Madhya Pradesh
Address 36Ka Main Timarni Road Gram Pagdhal 24 Tehsil Seoni Malwa Distt. Hoshangabad Madhya Pradesh461223, Toll Free No 1800 419 8332

These details are important not only for users using online banking but also for businesses and individuals who use Idfc First Bank Ltd in Pagdhal for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDFB0041106 for the Pagdhal Branch branch of Idfc First Bank Ltd is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idfc First Bank Ltd located in Pagdhal Branch, Pagdhal, Madhya Pradesh, is provided a unique IFSC like IDFB0041106 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Idfc First Bank Ltd branch in Pagdhal.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Pagdhal and Pagdhal.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Madhya Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Idfc First Bank Ltd in Pagdhal Branch do not get misguided to another person.

Format of the IFSC Code IDFB0041106

The format of the IFSC Code for banks, including Idfc First Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Idfc First Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pagdhal Branch in Pagdhal.

For example, the IFSC Code IDFB0041106 of Idfc First Bank Ltd for the Pagdhal Branch branch includes these elements, identifying the bank and the branch location in Pagdhal and Madhya Pradesh correctly.

How to Find IFSC Code for Idfc First Bank Ltd?

If you are looking for the IFSC Code IDFB0041106 of Idfc First Bank Ltd for its Pagdhal Branch branch located in Pagdhal, the following methods can help:

Cheque Book

The cheque book that is issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Idfc First Bank Ltd branches in Pagdhal and Pagdhal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Idfc First Bank Ltd and look for the branch locator section, then search for Pagdhal Branch or Pagdhal to get the exact IFSC Code IDFB0041106.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Idfc First Bank Ltd and Pagdhal, then it will provide you proper information.

How to Use IFSC Code IDFB0041106 for Online Transfers?

Once you have the IFSC Code IDFB0041106 for the Pagdhal Branch branch of Idfc First Bank Ltd in Pagdhal, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDFB0041106. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0041106.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Idfc First Bank Ltd Pagdhal Branch in Pagdhal may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Idfc First Bank Ltd in Pagdhal Branch, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Idfc First Bank Ltd website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Pagdhal manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idfc First Bank Ltd in Pagdhal Branch, Pagdhal?

The IFSC Code is IDFB0041106.

Is the IFSC Code IDFB0041106 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Idfc First Bank Ltd Pagdhal Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pagdhal Branch branch?

The address of the branch is 36Ka Main Timarni Road Gram Pagdhal 24 Tehsil Seoni Malwa Distt. Hoshangabad Madhya Pradesh461223, Toll Free No 1800 419 8332 located in Pagdhal, Pagdhal, Madhya Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.