IFSC Code of Idfc First Bank Ltd, Oshiwara Branch, Mumbai, Maharashtra — IDFB0040138

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Idfc First Bank Ltd for its Oshiwara Branch branch in Mumbai Suburban, Mumbai, or Maharashtra, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Idfc First Bank Ltd located in Mumbai Suburban or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code IDFB0040138. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Idfc First Bank Ltd, Oshiwara Branch, Mumbai Suburban

Below in the table are the key details related to IFSC Code IDFB0040138 of Idfc First Bank Ltd for its branch located in Mumbai Suburban, within the district of Mumbai in the state of Maharashtra.

These details are essential not only for online banking users but also for businesses and individuals who use Idfc First Bank Ltd in Mumbai Suburban for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0040138 for the Oshiwara Branch branch of Idfc First Bank Ltd plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idfc First Bank Ltd located in Oshiwara Branch, Mumbai Suburban, Maharashtra, are allotted a unique IFSC like IDFB0040138 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Mumbai Suburban.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Mumbai Suburban and Mumbai.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Idfc First Bank Ltd in Oshiwara Branch reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code IDFB0040138

This is the format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Idfc First Bank Ltd, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Oshiwara Branch in Mumbai Suburban.

For example, the IFSC Code IDFB0040138 of Idfc First Bank Ltd for the Oshiwara Branch branch includes these elements, identifying the bank and the branch location in Mumbai Suburban and Maharashtra accurately.

How to Find IFSC Code for Idfc First Bank Ltd?

If you are trying to find the IFSC Code IDFB0040138 of Idfc First Bank Ltd for its Oshiwara Branch branch located in Mumbai Suburban, the following methods can help:

Cheque Book

The cheque book issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Idfc First Bank Ltd branches in Mumbai Suburban and Mumbai, print them on the first page of your passbook.

Bank Website

Visit the official website of Idfc First Bank Ltd and navigate to the branch locator section. Search for Oshiwara Branch or Mumbai Suburban to get the exact IFSC Code IDFB0040138.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idfc First Bank Ltd and Mumbai Suburban, you'll get the correct details.

How to Use IFSC Code IDFB0040138 for Online Transfers?

Once you have the IFSC Code IDFB0040138 for the Oshiwara Branch branch of Idfc First Bank Ltd in Mumbai Suburban, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDFB0040138. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0040138.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idfc First Bank Ltd Oshiwara Branch in Mumbai Suburban, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Oshiwara Branch, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Idfc First Bank Ltd website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mumbai Suburban to handle online money transfers and get their cheques cleared smoothly.