Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Idfc First Bank Ltd for its Maunath Bhanjan Branch branch in Mau, Maunath Bhanjan, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Idfc First Bank Ltd located in Mau or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDFB0021268. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Idfc First Bank Ltd, Maunath Bhanjan Branch, Mau
Here are the key points that are associated with the IFSC Code IDFB0021268 of Idfc First Bank Ltd for its branch located in Mau, within the district of Maunath Bhanjan in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Idfc First Bank Ltd |
| IFSC Code | IDFB0021268 |
| Branch | Maunath Bhanjan Branch |
| City | Mau |
| District | Maunath Bhanjan |
| State | Uttar Pradesh |
| Address | Ground Floor, House No. 208, Khasra No. 774, Sarayalkhasi Village, Maunath Bhanjan, Uttarpradesh - 275101 / Tollfree No. - 18602582000 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Idfc First Bank Ltd in Mau for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0021268 for the Maunath Bhanjan Branch branch of Idfc First Bank Ltd has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idfc First Bank Ltd located in Maunath Bhanjan Branch, Mau, Uttar Pradesh, is provided a unique IFSC like IDFB0021268 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Idfc First Bank Ltd branch in Mau.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Mau and Maunath Bhanjan.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Idfc First Bank Ltd in Maunath Bhanjan Branch do not get misguided to another person.
Format of the IFSC Code IDFB0021268
The format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Idfc First Bank Ltd, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Maunath Bhanjan Branch in Mau.
For example, the IFSC Code IDFB0021268 of Idfc First Bank Ltd for the Maunath Bhanjan Branch branch has these elements, identifying the bank and the branch location in Mau and Uttar Pradesh correctly.
How to Find IFSC Code for Idfc First Bank Ltd?
If you are trying to find the IFSC Code IDFB0021268 of Idfc First Bank Ltd for its Maunath Bhanjan Branch branch located in Mau, the following methods can help:
Cheque Book
The cheque book issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Idfc First Bank Ltd branches in Mau and Maunath Bhanjan, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Idfc First Bank Ltd and navigate to the branch locator section. Search for Maunath Bhanjan Branch or Mau to get the exact IFSC Code IDFB0021268.
Mobile Banking App
If you use Idfc First Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idfc First Bank Ltd and Mau, you'll get the correct details.
How to Use IFSC Code IDFB0021268 for Online Transfers?
If you have the IFSC Code IDFB0021268 for the Maunath Bhanjan Branch branch of Idfc First Bank Ltd in Mau, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDFB0021268. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0021268.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Idfc First Bank Ltd Maunath Bhanjan Branch in Mau, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Maunath Bhanjan Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idfc First Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Mau to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is IDFB0021268.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor, House No. 208, Khasra No. 774, Sarayalkhasi Village, Maunath Bhanjan, Uttarpradesh - 275101 / Tollfree No. - 18602582000 located in Mau, Maunath Bhanjan, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.