The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idfc First Bank Ltd for its Mehsana Branch branch in Mahesana, Mehsana, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Idfc First Bank Ltd located in Mahesana or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code IDFB0040401. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Idfc First Bank Ltd, Mehsana Branch, Mahesana

Here are some of the key details that come with the IFSC Code IDFB0040401 of Idfc First Bank Ltd for its branch located in Mahesana, within the district of Mehsana in the state of Gujarat.

Particulars Details
Bank Idfc First Bank Ltd
IFSC Code IDFB0040401
Branch Mehsana Branch
City Mahesana
District Mehsana
State Gujarat
Address Ground And First Floor, Plot No. 24-25-26,Shivam Complex, Nagalpur Highway Road, Mehsana , Gujarat - 384002

These details are crucial, not just for online banking users but also for businesses and individuals who use Idfc First Bank Ltd in Mahesana for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0040401 for the Mehsana Branch branch of Idfc First Bank Ltd has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idfc First Bank Ltd located in Mehsana Branch, Mahesana, Gujarat, are allotted a unique IFSC like IDFB0040401 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mahesana.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Mahesana and Mehsana.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Idfc First Bank Ltd in Mehsana Branch reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code IDFB0040401

The format of the IFSC Code for banks, including Idfc First Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Idfc First Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mehsana Branch in Mahesana.

For example, the IFSC Code IDFB0040401 of Idfc First Bank Ltd for the Mehsana Branch branch includes these elements, identifying the bank and the branch location in Mahesana and Gujarat correctly.

How to Find IFSC Code for Idfc First Bank Ltd?

If you are trying to find the IFSC Code IDFB0040401 of Idfc First Bank Ltd for its Mehsana Branch branch located in Mahesana, the following methods can help:

Cheque Book

The cheque books that are issued by Idfc First Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Idfc First Bank Ltd branches in Mahesana and Mehsana, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Idfc First Bank Ltd and find the branch locator section. Search for Mehsana Branch or Mahesana to get the exact IFSC Code IDFB0040401.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Idfc First Bank Ltd and Mahesana that will provide accurate information.

How to Use IFSC Code IDFB0040401 for Online Transfers?

Once you have the IFSC Code IDFB0040401 for the Mehsana Branch branch of Idfc First Bank Ltd in Mahesana, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDFB0040401. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0040401.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Idfc First Bank Ltd Mehsana Branch in Mahesana may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Mehsana Branch, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idfc First Bank Ltd website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Mahesana manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idfc First Bank Ltd in Mehsana Branch, Mahesana?

The IFSC Code is IDFB0040401.

Is the IFSC Code IDFB0040401 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Idfc First Bank Ltd Mehsana Branch?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mehsana Branch branch?

The address of the branch is Ground And First Floor, Plot No. 24-25-26,Shivam Complex, Nagalpur Highway Road, Mehsana , Gujarat - 384002 located in Mahesana, Mehsana, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.