IFSC Code of Idfc First Bank Ltd, Bhubaneswar-Lewis Road Branch, Bhubaneswar, Odisha — IDFB0060244

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Idfc First Bank Ltd for its Bhubaneswar-Lewis Road Branch branch in Khurda, Bhubaneswar, Odisha, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Idfc First Bank Ltd located in Khurda or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code IDFB0060244. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Idfc First Bank Ltd, Bhubaneswar-Lewis Road Branch, Khurda

Here are the main details that are associated with the IFSC Code IDFB0060244 of Idfc First Bank Ltd for its branch located in Khurda, within the district of Bhubaneswar in the state of Odisha.

These details are crucial, not just for online banking users but also for businesses and individuals who use Idfc First Bank Ltd in Khurda for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0060244 for the Bhubaneswar-Lewis Road Branch branch of Idfc First Bank Ltd has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idfc First Bank Ltd located in Bhubaneswar-Lewis Road Branch, Khurda, Odisha, are allotted a unique IFSC like IDFB0060244 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Khurda.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Khurda and Bhubaneswar.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Idfc First Bank Ltd in Bhubaneswar-Lewis Road Branch reaches the right place, even though there are thousands of branches in Odisha and across India.

Format of the IFSC Code IDFB0060244

The format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Idfc First Bank Ltd, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhubaneswar-Lewis Road Branch in Khurda.

For example, the IFSC Code IDFB0060244 of Idfc First Bank Ltd for the Bhubaneswar-Lewis Road Branch branch includes these elements, identifying the bank and the branch location in Khurda and Odisha accurately.

How to Find IFSC Code for Idfc First Bank Ltd?

If you are trying to find the IFSC Code IDFB0060244 of Idfc First Bank Ltd for its Bhubaneswar-Lewis Road Branch branch located in Khurda, the following methods can help:

Cheque Book

The cheque book issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Idfc First Bank Ltd branches in Khurda and Bhubaneswar, print them on the first page of your passbook.

Bank Website

Visit the official website of Idfc First Bank Ltd and navigate to the branch locator section. Search for Bhubaneswar-Lewis Road Branch or Khurda to get the exact IFSC Code IDFB0060244.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idfc First Bank Ltd and Khurda, you'll get the correct details.

How to Use IFSC Code IDFB0060244 for Online Transfers?

Once you have the IFSC Code IDFB0060244 for the Bhubaneswar-Lewis Road Branch branch of Idfc First Bank Ltd in Khurda, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDFB0060244. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0060244.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Idfc First Bank Ltd Bhubaneswar-Lewis Road Branch in Khurda, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Bhubaneswar-Lewis Road Branch, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Idfc First Bank Ltd website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Khurda manage their online transfers and cheque clearances easily.