Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Idfc First Bank Ltd for its Khirkian Branch branch in Khirkian, Khirkian, or Madhya Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Idfc First Bank Ltd located in Khirkian or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code IDFB0041204. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Idfc First Bank Ltd, Khirkian Branch, Khirkian
Here are some of the key details that come with the IFSC Code IDFB0041204 of Idfc First Bank Ltd for its branch located in Khirkian, within the district of Khirkian in the state of Madhya Pradesh.
| Particulars | Details |
|---|---|
| Bank | Idfc First Bank Ltd |
| IFSC Code | IDFB0041204 |
| Branch | Khirkian Branch |
| City | Khirkian |
| District | Khirkian |
| State | Madhya Pradesh |
| Address | Ground Floor,Marvadi Gali,Jawaharlal Nehru Ward No 7,District Harda,Khirkhiya,Madhya Pradesh 461441 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Idfc First Bank Ltd in Khirkian for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0041204 for the Khirkian Branch branch of Idfc First Bank Ltd has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idfc First Bank Ltd located in Khirkian Branch, Khirkian, Madhya Pradesh, are allotted a unique IFSC like IDFB0041204 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Khirkian.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Khirkian and Khirkian.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Idfc First Bank Ltd in Khirkian Branch reaches the right place, even though there are thousands of branches in Madhya Pradesh and across India.
Format of the IFSC Code IDFB0041204
The format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Idfc First Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khirkian Branch in Khirkian.
For example, the IFSC Code IDFB0041204 of Idfc First Bank Ltd for the Khirkian Branch branch includes these elements, identifying the bank and the branch location in Khirkian and Madhya Pradesh accurately.
How to Find IFSC Code for Idfc First Bank Ltd?
If you are trying to find the IFSC Code IDFB0041204 of Idfc First Bank Ltd for its Khirkian Branch branch located in Khirkian, the following methods can help:
Cheque Book
The cheque books that are issued by Idfc First Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Idfc First Bank Ltd branches in Khirkian and Khirkian, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Idfc First Bank Ltd and find the branch locator section. Search for Khirkian Branch or Khirkian to get the exact IFSC Code IDFB0041204.
Mobile Banking App
If you use Idfc First Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Idfc First Bank Ltd and Khirkian that will provide accurate information.
How to Use IFSC Code IDFB0041204 for Online Transfers?
Once you have the IFSC Code IDFB0041204 for the Khirkian Branch branch of Idfc First Bank Ltd in Khirkian, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDFB0041204. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0041204.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Idfc First Bank Ltd Khirkian Branch in Khirkian, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Khirkian Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idfc First Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Khirkian to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is IDFB0041204.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ground Floor,Marvadi Gali,Jawaharlal Nehru Ward No 7,District Harda,Khirkhiya,Madhya Pradesh 461441 located in Khirkian, Khirkian, Madhya Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.