There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Idfc First Bank Ltd for its Lakhimpur Branch branch in Kheri, Lakhimpur, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Idfc First Bank Ltd situated in Kheri or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code IDFB0022111. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Idfc First Bank Ltd, Lakhimpur Branch, Kheri

The table below shows the main details of the IFSC Code IDFB0022111 for the Idfc First Bank Ltd branch in Kheri, which falls under the Lakhimpur district in Uttar Pradesh.

Particulars Details
Bank Idfc First Bank Ltd
IFSC Code IDFB0022111
Branch Lakhimpur Branch
City Kheri
District Lakhimpur
State Uttar Pradesh
Address Ground & 1St Floor, Gata No.1361, Village Rajapur, Tehsil Lakhimpur, Pargana & Zila Kheri, Up-262701, Toll Free No. 18004194332

These details helps users in online banking and for businesses and individuals who use Idfc First Bank Ltd in Kheri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0022111 for the Lakhimpur Branch branch of Idfc First Bank Ltd plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idfc First Bank Ltd located in Lakhimpur Branch, Kheri, Uttar Pradesh, is provided a unique IFSC like IDFB0022111 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Idfc First Bank Ltd branch in Kheri.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kheri and Lakhimpur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Idfc First Bank Ltd in Lakhimpur Branch do not get misguided to another person.

Format of the IFSC Code IDFB0022111

The format of the IFSC Code for banks, including Idfc First Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Idfc First Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lakhimpur Branch in Kheri.

For example, the IFSC Code IDFB0022111 of Idfc First Bank Ltd for the Lakhimpur Branch branch includes these elements, identifying the bank and the branch location in Kheri and Uttar Pradesh correctly.

How to Find IFSC Code for Idfc First Bank Ltd?

If you are trying to find the IFSC Code IDFB0022111 of Idfc First Bank Ltd for its Lakhimpur Branch branch located in Kheri, the following methods can help:

Cheque Book

The cheque book issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Idfc First Bank Ltd branches in Kheri and Lakhimpur, print them on the first page of your passbook.

Bank Website

Visit the official website of Idfc First Bank Ltd and navigate to the branch locator section. Search for Lakhimpur Branch or Kheri to get the exact IFSC Code IDFB0022111.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idfc First Bank Ltd and Kheri, you'll get the correct details.

How to Use IFSC Code IDFB0022111 for Online Transfers?

If you have the IFSC Code IDFB0022111 for the Lakhimpur Branch branch of Idfc First Bank Ltd in Kheri, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDFB0022111. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0022111.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Idfc First Bank Ltd Lakhimpur Branch in Kheri, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Lakhimpur Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idfc First Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kheri to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idfc First Bank Ltd in Lakhimpur Branch, Kheri?

The IFSC Code is IDFB0022111.

Is the IFSC Code IDFB0022111 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Idfc First Bank Ltd Lakhimpur Branch?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Lakhimpur Branch branch?

The address of the branch is Ground & 1St Floor, Gata No.1361, Village Rajapur, Tehsil Lakhimpur, Pargana & Zila Kheri, Up-262701, Toll Free No. 18004194332 located in Kheri, Lakhimpur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.