There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Idfc First Bank Ltd for its Bhiwadi Branch branch in Khairthal Tijara, Bhiwadi, Rajasthan, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Idfc First Bank Ltd situated in Khairthal Tijara or anywhere in Rajasthan can easily transfer funds instantly by using the correct IFSC Code IDFB0042987. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Idfc First Bank Ltd, Bhiwadi Branch, Khairthal Tijara

Here are the main details that are associated with the IFSC Code IDFB0042987 of Idfc First Bank Ltd for its branch located in Khairthal Tijara, within the district of Bhiwadi in the state of Rajasthan.

Particulars Details
Bank Idfc First Bank Ltd
IFSC Code IDFB0042987
Branch Bhiwadi Branch
City Khairthal Tijara
District Bhiwadi
State Rajasthan
Address Ground Floor, A - 17, Bhagat Singh Colony, Alwar Bypass Road, Bhiwadi, Rajasthan - 301019

These details are essential not only for online banking users but also for businesses and individuals who use Idfc First Bank Ltd in Khairthal Tijara for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0042987 for the Bhiwadi Branch branch of Idfc First Bank Ltd plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDFB0042987 is given to every bank branch, including Idfc First Bank Ltd located in Bhiwadi Branch, Khairthal Tijara, Rajasthan, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Idfc First Bank Ltd branch in Khairthal Tijara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Khairthal Tijara and Bhiwadi.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Rajasthan and the rest of India, which is why the IFSC Code ensures that transactions meant for Idfc First Bank Ltd in Bhiwadi Branch doesn't end up at another location.

Format of the IFSC Code IDFB0042987

The format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Idfc First Bank Ltd, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhiwadi Branch in Khairthal Tijara.

For example, the IFSC Code IDFB0042987 of Idfc First Bank Ltd for the Bhiwadi Branch branch includes these elements, identifying the bank and the branch location in Khairthal Tijara and Rajasthan accurately.

How to Find IFSC Code for Idfc First Bank Ltd?

If you are trying to find the IFSC Code IDFB0042987 of Idfc First Bank Ltd for its Bhiwadi Branch branch located in Khairthal Tijara, the following methods can help:

Cheque Book

The cheque books that are issued by Idfc First Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Idfc First Bank Ltd branches in Khairthal Tijara and Bhiwadi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Idfc First Bank Ltd and find the branch locator section. Search for Bhiwadi Branch or Khairthal Tijara to get the exact IFSC Code IDFB0042987.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Idfc First Bank Ltd and Khairthal Tijara that will provide accurate information.

How to Use IFSC Code IDFB0042987 for Online Transfers?

Once you have the IFSC Code IDFB0042987 for the Bhiwadi Branch branch of Idfc First Bank Ltd in Khairthal Tijara, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDFB0042987. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0042987.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Idfc First Bank Ltd Bhiwadi Branch in Khairthal Tijara may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Bhiwadi Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idfc First Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Khairthal Tijara to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idfc First Bank Ltd in Bhiwadi Branch, Khairthal Tijara?

The IFSC Code is IDFB0042987.

Is the IFSC Code IDFB0042987 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Idfc First Bank Ltd Bhiwadi Branch?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Bhiwadi Branch branch?

The address of the branch is Ground Floor, A - 17, Bhagat Singh Colony, Alwar Bypass Road, Bhiwadi, Rajasthan - 301019 located in Khairthal Tijara, Bhiwadi, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.