Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Idfc First Bank Ltd for its Kendrapara Branch branch in Kendrapara, Kendrapara, or Odisha, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Idfc First Bank Ltd located in Kendrapara or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code IDFB0061121. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Idfc First Bank Ltd, Kendrapara Branch, Kendrapara
Here are the key points that are associated with the IFSC Code IDFB0061121 of Idfc First Bank Ltd for its branch located in Kendrapara, within the district of Kendrapara in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Idfc First Bank Ltd |
| IFSC Code | IDFB0061121 |
| Branch | Kendrapara Branch |
| City | Kendrapara |
| District | Kendrapara |
| State | Odisha |
| Address | Ground Floor, P.S No.227, Mouza Mahipal, P.S Kendrapara Town, Tehsil Kendrapara, Dist. Kendrapara, Khata No.207/30, Kissam-Patita, Odisha-754211, Toll Free No.- 18004194332 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Idfc First Bank Ltd in Kendrapara for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0061121 for the Kendrapara Branch branch of Idfc First Bank Ltd has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idfc First Bank Ltd located in Kendrapara Branch, Kendrapara, Odisha, are allotted a unique IFSC like IDFB0061121 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kendrapara.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kendrapara and Kendrapara.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Idfc First Bank Ltd in Kendrapara Branch reaches the right place, even though there are thousands of branches in Odisha and across India.
Format of the IFSC Code IDFB0061121
The format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Idfc First Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kendrapara Branch in Kendrapara.
For example, the IFSC Code IDFB0061121 of Idfc First Bank Ltd for the Kendrapara Branch branch includes these elements, identifying the bank and the branch location in Kendrapara and Odisha accurately.
How to Find IFSC Code for Idfc First Bank Ltd?
To find the IFSC Code IDFB0061121 of Idfc First Bank Ltd for its Kendrapara Branch branch located in Kendrapara, the following methods can help you out:
Cheque Book
The cheque book issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Idfc First Bank Ltd branches in Kendrapara and Kendrapara, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Idfc First Bank Ltd and go to the branch locator section. Then search for Kendrapara Branch or Kendrapara to find the exact IFSC Code IDFB0061121.
Mobile Banking App
If you use Idfc First Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Idfc First Bank Ltd and Kendrapara will provide accurate information.
How to Use IFSC Code IDFB0061121 for Online Transfers?
If you have the IFSC Code IDFB0061121 for the Kendrapara Branch branch of Idfc First Bank Ltd in Kendrapara, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDFB0061121. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0061121.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Idfc First Bank Ltd Kendrapara Branch in Kendrapara, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Kendrapara Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idfc First Bank Ltd website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kendrapara manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Kendrapara Branch Kendrapara branch is IDFB0061121.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ground Floor, P.S No.227, Mouza Mahipal, P.S Kendrapara Town, Tehsil Kendrapara, Dist. Kendrapara, Khata No.207/30, Kissam-Patita, Odisha-754211, Toll Free No.- 18004194332.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.