The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idfc First Bank Ltd for its Egattur Branch branch in Kanchipuram, Egattur, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Idfc First Bank Ltd located in Kanchipuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code IDFB0080107. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Idfc First Bank Ltd, Egattur Branch, Kanchipuram

Below in the table are the key details related to IFSC Code IDFB0080107 of Idfc First Bank Ltd for its branch located in Kanchipuram, within the district of Egattur in the state of Tamil Nadu.

Particulars Details
Bank Idfc First Bank Ltd
IFSC Code IDFB0080107
Branch Egattur Branch
City Kanchipuram
District Egattur
State Tamil Nadu
Address First Floor, D Square, 145/6A2, 6A3, Egattur, Chennai 603103, Toll Free Number 18004194332

These details are crucial, not just for online banking users but also for businesses and individuals who use Idfc First Bank Ltd in Kanchipuram for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0080107 for the Egattur Branch branch of Idfc First Bank Ltd has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idfc First Bank Ltd located in Egattur Branch, Kanchipuram, Tamil Nadu, are allotted a unique IFSC like IDFB0080107 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kanchipuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kanchipuram and Egattur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Idfc First Bank Ltd in Egattur Branch reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code IDFB0080107

The format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Idfc First Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Egattur Branch in Kanchipuram.

For example, the IFSC Code IDFB0080107 of Idfc First Bank Ltd for the Egattur Branch branch includes these elements, identifying the bank and the branch location in Kanchipuram and Tamil Nadu accurately.

How to Find IFSC Code for Idfc First Bank Ltd?

If you are trying to find the IFSC Code IDFB0080107 of Idfc First Bank Ltd for its Egattur Branch branch located in Kanchipuram, the following methods can help:

Cheque Book

The cheque book issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Idfc First Bank Ltd branches in Kanchipuram and Egattur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Idfc First Bank Ltd and navigate to the branch locator section. Search for Egattur Branch or Kanchipuram to get the exact IFSC Code IDFB0080107.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idfc First Bank Ltd and Kanchipuram, you'll get the correct details.

How to Use IFSC Code IDFB0080107 for Online Transfers?

If you have the IFSC Code IDFB0080107 for the Egattur Branch branch of Idfc First Bank Ltd in Kanchipuram, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDFB0080107. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0080107.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Idfc First Bank Ltd Egattur Branch in Kanchipuram, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Egattur Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idfc First Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kanchipuram to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idfc First Bank Ltd in Egattur Branch, Kanchipuram?

The IFSC Code is IDFB0080107.

Is the IFSC Code IDFB0080107 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Idfc First Bank Ltd Egattur Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Egattur Branch branch?

The address of the branch is First Floor, D Square, 145/6A2, 6A3, Egattur, Chennai 603103, Toll Free Number 18004194332 located in Kanchipuram, Egattur, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.