The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idfc First Bank Ltd for its Guwahati - Fancy Bazar Branch branch in Kamrupmetro, Guwahati, Assam, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Idfc First Bank Ltd located in Kamrupmetro or anywhere in Assam can transfer funds instantly by using the correct IFSC Code IDFB0060265. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Idfc First Bank Ltd, Guwahati - Fancy Bazar Branch, Kamrupmetro
Here are some of the key details that come with the IFSC Code IDFB0060265 of Idfc First Bank Ltd for its branch located in Kamrupmetro, within the district of Guwahati in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Idfc First Bank Ltd |
| IFSC Code | IDFB0060265 |
| Branch | Guwahati - Fancy Bazar Branch |
| City | Kamrupmetro |
| District | Guwahati |
| State | Assam |
| Address | Upper Ground Floor, M.G Road, Fancy Bazar, Guwahati, Assam-781001, Toll Free No-18004194332 |
These details help users in online banking and for businesses and individuals who use Idfc First Bank Ltd in Kamrupmetro for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0060265 for the Guwahati - Fancy Bazar Branch branch of Idfc First Bank Ltd has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idfc First Bank Ltd located in Guwahati - Fancy Bazar Branch, Kamrupmetro, Assam, is provided a unique IFSC like IDFB0060265 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Idfc First Bank Ltd branch in Kamrupmetro.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kamrupmetro and Guwahati.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Idfc First Bank Ltd in Guwahati - Fancy Bazar Branch do not get misguided to another person.
Format of the IFSC Code IDFB0060265
The format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Idfc First Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Guwahati - Fancy Bazar Branch in Kamrupmetro.
For example, the IFSC Code IDFB0060265 of Idfc First Bank Ltd for the Guwahati - Fancy Bazar Branch branch includes these elements, identifying the bank and the branch location in Kamrupmetro and Assam accurately.
How to Find IFSC Code for Idfc First Bank Ltd?
To find the IFSC Code IDFB0060265 of Idfc First Bank Ltd for its Guwahati - Fancy Bazar Branch branch located in Kamrupmetro, the following methods can help you out:
Cheque Book
The cheque book issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Idfc First Bank Ltd branches in Kamrupmetro and Guwahati, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Idfc First Bank Ltd and go to the branch locator section. Then search for Guwahati - Fancy Bazar Branch or Kamrupmetro to find the exact IFSC Code IDFB0060265.
Mobile Banking App
If you use Idfc First Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Idfc First Bank Ltd and Kamrupmetro will provide accurate information.
How to Use IFSC Code IDFB0060265 for Online Transfers?
If you have the IFSC Code IDFB0060265 for the Guwahati - Fancy Bazar Branch branch of Idfc First Bank Ltd in Kamrupmetro, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDFB0060265. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0060265.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Idfc First Bank Ltd Guwahati - Fancy Bazar Branch in Kamrupmetro, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Guwahati - Fancy Bazar Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idfc First Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kamrupmetro to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is IDFB0060265.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Upper Ground Floor, M.G Road, Fancy Bazar, Guwahati, Assam-781001, Toll Free No-18004194332 located in Kamrupmetro, Guwahati, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.