There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Idfc First Bank Ltd for its Singhana Branch branch in Jhunjhunu, Singhana, Rajasthan, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Idfc First Bank Ltd situated in Jhunjhunu or anywhere in Rajasthan can easily transfer funds instantly by using the correct IFSC Code IDFB0042302. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Idfc First Bank Ltd, Singhana Branch, Jhunjhunu
Here are some of the key details that come with the IFSC Code IDFB0042302 of Idfc First Bank Ltd for its branch located in Jhunjhunu, within the district of Singhana in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Idfc First Bank Ltd |
| IFSC Code | IDFB0042302 |
| Branch | Singhana Branch |
| City | Jhunjhunu |
| District | Singhana |
| State | Rajasthan |
| Address | Ground And First Floor, Near Haridas Mandir, Chirawa Road, Village & P.O. - Singhana, Distt. Jhunjhunu, Rajasthan - 333516, Toll Free No. - 18004194332 |
These details are important not only for users using online banking but also for businesses and individuals who use Idfc First Bank Ltd in Jhunjhunu for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDFB0042302 for the Singhana Branch branch of Idfc First Bank Ltd is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idfc First Bank Ltd located in Singhana Branch, Jhunjhunu, Rajasthan, are allotted a unique IFSC like IDFB0042302 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Jhunjhunu.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Jhunjhunu and Singhana.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Idfc First Bank Ltd in Singhana Branch reaches the right place, even though there are thousands of branches in Rajasthan and across India.
Format of the IFSC Code IDFB0042302
The format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Idfc First Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Singhana Branch in Jhunjhunu.
For example, the IFSC Code IDFB0042302 of Idfc First Bank Ltd for the Singhana Branch branch includes these elements, identifying the bank and the branch location in Jhunjhunu and Rajasthan accurately.
How to Find IFSC Code for Idfc First Bank Ltd?
If you are looking for the IFSC Code IDFB0042302 of Idfc First Bank Ltd for its Singhana Branch branch located in Jhunjhunu, the following methods can help:
Cheque Book
The cheque book that is issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Idfc First Bank Ltd branches in Jhunjhunu and Singhana, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Idfc First Bank Ltd and look for the branch locator section, then search for Singhana Branch or Jhunjhunu to get the exact IFSC Code IDFB0042302.
Mobile Banking App
If you use Idfc First Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Idfc First Bank Ltd and Jhunjhunu, then it will provide you proper information.
How to Use IFSC Code IDFB0042302 for Online Transfers?
Once you have the IFSC Code IDFB0042302 for the Singhana Branch branch of Idfc First Bank Ltd in Jhunjhunu, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDFB0042302. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0042302.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Idfc First Bank Ltd Singhana Branch in Jhunjhunu may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Singhana Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idfc First Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jhunjhunu to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is IDFB0042302.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground And First Floor, Near Haridas Mandir, Chirawa Road, Village & P.O. - Singhana, Distt. Jhunjhunu, Rajasthan - 333516, Toll Free No. - 18004194332 located in Jhunjhunu, Singhana, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.