For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Idfc First Bank Ltd for its Jehanabad Branch branch in Jehanabad, Jehanabad, Bihar, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Idfc First Bank Ltd located in Jehanabad or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code IDFB0060991. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Idfc First Bank Ltd, Jehanabad Branch, Jehanabad
Here are some of the key details that come with the IFSC Code IDFB0060991 of Idfc First Bank Ltd for its branch located in Jehanabad, within the district of Jehanabad in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Idfc First Bank Ltd |
| IFSC Code | IDFB0060991 |
| Branch | Jehanabad Branch |
| City | Jehanabad |
| District | Jehanabad |
| State | Bihar |
| Address | Upper Ground Floor, Khata No.223, Plot No 690, Mauza-Makhdumpur, Bhelawar, Jehanabad, Bihar-804408, Toll Free No.18602582000 |
These details help users in online banking and for businesses and individuals who use Idfc First Bank Ltd in Jehanabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0060991 for the Jehanabad Branch branch of Idfc First Bank Ltd has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idfc First Bank Ltd located in Jehanabad Branch, Jehanabad, Bihar, is provided with a unique IFSC like IDFB0060991 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Idfc First Bank Ltd branch in Jehanabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Jehanabad and Jehanabad.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Idfc First Bank Ltd in Jehanabad Branch do not get mixed with another location.
Format of the IFSC Code IDFB0060991
The format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Idfc First Bank Ltd, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jehanabad Branch in Jehanabad.
For example, the IFSC Code IDFB0060991 of Idfc First Bank Ltd for the Jehanabad Branch branch has these elements, identifying the bank and the branch location in Jehanabad and Bihar correctly.
How to Find IFSC Code for Idfc First Bank Ltd?
If you are trying to find the IFSC Code IDFB0060991 of Idfc First Bank Ltd for its Jehanabad Branch branch located in Jehanabad, the following methods can help:
Cheque Book
The cheque books that are issued by Idfc First Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Idfc First Bank Ltd branches in Jehanabad and Jehanabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Idfc First Bank Ltd and find the branch locator section. Search for Jehanabad Branch or Jehanabad to get the exact IFSC Code IDFB0060991.
Mobile Banking App
If you use Idfc First Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Idfc First Bank Ltd and Jehanabad that will provide accurate information.
How to Use IFSC Code IDFB0060991 for Online Transfers?
Once you have the IFSC Code IDFB0060991 for the Jehanabad Branch branch of Idfc First Bank Ltd in Jehanabad, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDFB0060991. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0060991.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Idfc First Bank Ltd Jehanabad Branch in Jehanabad may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Jehanabad Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idfc First Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jehanabad to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Jehanabad Branch Jehanabad branch is IDFB0060991.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Upper Ground Floor, Khata No.223, Plot No 690, Mauza-Makhdumpur, Bhelawar, Jehanabad, Bihar-804408, Toll Free No.18602582000.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.