The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idfc First Bank Ltd for its Jalna Branch branch in Jalna (M Cl), Jalna, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Idfc First Bank Ltd located in Jalna (M Cl) or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code IDFB0043812. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Idfc First Bank Ltd, Jalna Branch, Jalna (M Cl)
Here are some of the key details that come with the IFSC Code IDFB0043812 of Idfc First Bank Ltd for its branch located in Jalna (M Cl), within the district of Jalna in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Idfc First Bank Ltd |
| IFSC Code | IDFB0043812 |
| Branch | Jalna Branch |
| City | Jalna (M Cl) |
| District | Jalna |
| State | Maharashtra |
| Address | Ground Floor, Cts. No.121, Krystal Business Centre, Jalna Road, Mama Chowk, Sadar Bazar, Jalna, Maharashtra - 431203 / Tollfree Number - 18004194332 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Idfc First Bank Ltd in Jalna (M Cl) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0043812 for the Jalna Branch branch of Idfc First Bank Ltd has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDFB0043812 is given to every bank branch, including Idfc First Bank Ltd located in Jalna Branch, Jalna (M Cl), Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Idfc First Bank Ltd branch in Jalna (M Cl).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Jalna (M Cl) and Jalna.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Idfc First Bank Ltd in Jalna Branch doesn't end up at another location.
Format of the IFSC Code IDFB0043812
The format of the IFSC Code for banks, including Idfc First Bank Ltd, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Idfc First Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jalna Branch in Jalna (M Cl).
For example, the IFSC Code IDFB0043812 of Idfc First Bank Ltd for the Jalna Branch branch includes these elements, identifying the bank and the branch location in Jalna (M Cl) and Maharashtra correctly.
How to Find IFSC Code for Idfc First Bank Ltd?
If you are trying to find the IFSC Code IDFB0043812 of Idfc First Bank Ltd for its Jalna Branch branch located in Jalna (M Cl), the following methods can help:
Cheque Book
The cheque book issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Idfc First Bank Ltd branches in Jalna (M Cl) and Jalna, print them on the first page of your passbook.
Bank Website
Visit the official website of Idfc First Bank Ltd and navigate to the branch locator section. Search for Jalna Branch or Jalna (M Cl) to get the exact IFSC Code IDFB0043812.
Mobile Banking App
If you use Idfc First Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idfc First Bank Ltd and Jalna (M Cl), you'll get the correct details.
How to Use IFSC Code IDFB0043812 for Online Transfers?
Once you have the IFSC Code IDFB0043812 for the Jalna Branch branch of Idfc First Bank Ltd in Jalna (M Cl), you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDFB0043812. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0043812.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Idfc First Bank Ltd Jalna Branch in Jalna (M Cl), it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Idfc First Bank Ltd in Jalna Branch, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Idfc First Bank Ltd website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Jalna (M Cl) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IDFB0043812.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor, Cts. No.121, Krystal Business Centre, Jalna Road, Mama Chowk, Sadar Bazar, Jalna, Maharashtra - 431203 / Tollfree Number - 18004194332 located in Jalna (M Cl), Jalna, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.