Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Idfc First Bank Ltd for its Roorkee Branch branch in Haridwar, Roorkee, Uttarakhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Idfc First Bank Ltd located in Haridwar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code IDFB0021792. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Idfc First Bank Ltd, Roorkee Branch, Haridwar

Here are the key points that are associated with the IFSC Code IDFB0021792 of Idfc First Bank Ltd for its branch located in Haridwar, within the district of Roorkee in the state of Uttarakhand.

Particulars Details
Bank Idfc First Bank Ltd
IFSC Code IDFB0021792
Branch Roorkee Branch
City Haridwar
District Roorkee
State Uttarakhand
Address Ground Floor, Nehru Nagar, Bsm Tiraha, Near Shankar Sweets, Opp Yes Bank, Roorkee Uttarakhand - 247667 Toll Free Number- 18002582000.

These details are important not only for users using online banking but also for businesses and individuals who use Idfc First Bank Ltd in Haridwar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDFB0021792 for the Roorkee Branch branch of Idfc First Bank Ltd is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idfc First Bank Ltd located in Roorkee Branch, Haridwar, Uttarakhand, are allotted a unique IFSC like IDFB0021792 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Haridwar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Haridwar and Roorkee.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Idfc First Bank Ltd in Roorkee Branch reaches the right place, even though there are thousands of branches in Uttarakhand and across India.

Format of the IFSC Code IDFB0021792

This is the format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Idfc First Bank Ltd, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Roorkee Branch in Haridwar.

For example, the IFSC Code IDFB0021792 of Idfc First Bank Ltd for the Roorkee Branch branch includes these elements, identifying the bank and the branch location in Haridwar and Uttarakhand accurately.

How to Find IFSC Code for Idfc First Bank Ltd?

If you are trying to find the IFSC Code IDFB0021792 of Idfc First Bank Ltd for its Roorkee Branch branch located in Haridwar, the following methods can help:

Cheque Book

The cheque book issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Idfc First Bank Ltd branches in Haridwar and Roorkee, print them on the first page of your passbook.

Bank Website

Visit the official website of Idfc First Bank Ltd and navigate to the branch locator section. Search for Roorkee Branch or Haridwar to get the exact IFSC Code IDFB0021792.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idfc First Bank Ltd and Haridwar, you'll get the correct details.

How to Use IFSC Code IDFB0021792 for Online Transfers?

Once you have the IFSC Code IDFB0021792 for the Roorkee Branch branch of Idfc First Bank Ltd in Haridwar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDFB0021792. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0021792.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Idfc First Bank Ltd Roorkee Branch in Haridwar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Roorkee Branch, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idfc First Bank Ltd website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Haridwar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idfc First Bank Ltd in Roorkee Branch, Haridwar?

The IFSC Code is IDFB0021792.

Is the IFSC Code IDFB0021792 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Idfc First Bank Ltd Roorkee Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Roorkee Branch branch?

The address of the branch is Ground Floor, Nehru Nagar, Bsm Tiraha, Near Shankar Sweets, Opp Yes Bank, Roorkee Uttarakhand - 247667 Toll Free Number- 18002582000. located in Haridwar, Roorkee, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.