The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idfc First Bank Ltd for its Haridwar Branch branch in Hardwar, Haridwar, Uttarakhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Idfc First Bank Ltd located in Hardwar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code IDFB0021791. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Idfc First Bank Ltd, Haridwar Branch, Hardwar
The table below shows the main details of the IFSC Code IDFB0021791 for the Idfc First Bank Ltd branch in Hardwar, which falls under the Haridwar district in Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Idfc First Bank Ltd |
| IFSC Code | IDFB0021791 |
| Branch | Haridwar Branch |
| City | Hardwar |
| District | Haridwar |
| State | Uttarakhand |
| Address | Upper Ground Floor, Plot No,12, Gram Ahemdpur Kadach, Pargana Jwalapur, New Haridwar, Uttarakhand- 249401, Tollfree No - 18004194332 |
These details are essential not only for online banking users but also for businesses and individuals who use Idfc First Bank Ltd in Hardwar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0021791 for the Haridwar Branch branch of Idfc First Bank Ltd plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idfc First Bank Ltd located in Haridwar Branch, Hardwar, Uttarakhand, are allotted a unique IFSC like IDFB0021791 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Hardwar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Hardwar and Haridwar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Idfc First Bank Ltd in Haridwar Branch reaches the right place, even though there are thousands of branches in Uttarakhand and across India.
Format of the IFSC Code IDFB0021791
The format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Idfc First Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Haridwar Branch in Hardwar.
For example, the IFSC Code IDFB0021791 of Idfc First Bank Ltd for the Haridwar Branch branch includes these elements, identifying the bank and the branch location in Hardwar and Uttarakhand accurately.
How to Find IFSC Code for Idfc First Bank Ltd?
If you are trying to find the IFSC Code IDFB0021791 of Idfc First Bank Ltd for its Haridwar Branch branch located in Hardwar, the following methods can help:
Cheque Book
The cheque book issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Idfc First Bank Ltd branches in Hardwar and Haridwar, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Idfc First Bank Ltd and navigate to the branch locator section. Search for Haridwar Branch or Hardwar to get the exact IFSC Code IDFB0021791.
Mobile Banking App
If you use Idfc First Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idfc First Bank Ltd and Hardwar, you'll get the correct details.
How to Use IFSC Code IDFB0021791 for Online Transfers?
If you have the IFSC Code IDFB0021791 for the Haridwar Branch branch of Idfc First Bank Ltd in Hardwar, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDFB0021791. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0021791.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Idfc First Bank Ltd Haridwar Branch in Hardwar, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Haridwar Branch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idfc First Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Hardwar manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is IDFB0021791.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Upper Ground Floor, Plot No,12, Gram Ahemdpur Kadach, Pargana Jwalapur, New Haridwar, Uttarakhand- 249401, Tollfree No - 18004194332 located in Hardwar, Haridwar, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.