Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Idfc First Bank Ltd for its Howrah - Ac Market Branch branch in Haora, Howrah, West Bengal, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Idfc First Bank Ltd located in Haora or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code IDFB0060138. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Idfc First Bank Ltd, Howrah - Ac Market Branch, Haora
Here are some of the key details that come with the IFSC Code IDFB0060138 of Idfc First Bank Ltd for its branch located in Haora, within the district of Howrah in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Idfc First Bank Ltd |
| IFSC Code | IDFB0060138 |
| Branch | Howrah - Ac Market Branch |
| City | Haora |
| District | Howrah |
| State | West Bengal |
| Address | 27, Moulana Abul Kalam Azad Road, Ward No. 13, P.S. Golabari, Howrah, West Bengal, Pin-711 101 |
These details are important not only for users using online banking but also for businesses and individuals who use Idfc First Bank Ltd in Haora for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDFB0060138 for the Howrah - Ac Market Branch branch of Idfc First Bank Ltd is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idfc First Bank Ltd located in Howrah - Ac Market Branch, Haora, West Bengal, is provided a unique IFSC like IDFB0060138 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Idfc First Bank Ltd branch in Haora.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Haora and Howrah.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Idfc First Bank Ltd in Howrah - Ac Market Branch do not get misguided to another person.
Format of the IFSC Code IDFB0060138
This is the format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Idfc First Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Howrah - Ac Market Branch in Haora.
For example, the IFSC Code IDFB0060138 of Idfc First Bank Ltd for the Howrah - Ac Market Branch branch includes these elements, identifying the bank and the branch location in Haora and West Bengal accurately.
How to Find IFSC Code for Idfc First Bank Ltd?
If you are trying to find the IFSC Code IDFB0060138 of Idfc First Bank Ltd for its Howrah - Ac Market Branch branch located in Haora, the following methods can help:
Cheque Book
The cheque books that are issued by Idfc First Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Idfc First Bank Ltd branches in Haora and Howrah, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Idfc First Bank Ltd and find the branch locator section. Search for Howrah - Ac Market Branch or Haora to get the exact IFSC Code IDFB0060138.
Mobile Banking App
If you use Idfc First Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Idfc First Bank Ltd and Haora that will provide accurate information.
How to Use IFSC Code IDFB0060138 for Online Transfers?
If you have the IFSC Code IDFB0060138 for the Howrah - Ac Market Branch branch of Idfc First Bank Ltd in Haora, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDFB0060138. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0060138.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Idfc First Bank Ltd Howrah - Ac Market Branch in Haora, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Idfc First Bank Ltd in Howrah - Ac Market Branch, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Idfc First Bank Ltd website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Haora manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IDFB0060138.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 27, Moulana Abul Kalam Azad Road, Ward No. 13, P.S. Golabari, Howrah, West Bengal, Pin-711 101 located in Haora, Howrah, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.