Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Idfc First Bank Ltd for its Narasaraopet Branch branch in Guntur, Narasaraopet, or Andhra Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Idfc First Bank Ltd located in Guntur or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code IDFB0080387. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Idfc First Bank Ltd, Narasaraopet Branch, Guntur

The table below shows the main details of the IFSC Code IDFB0080387 for the Idfc First Bank Ltd branch in Guntur, which falls under the Narasaraopet district in Andhra Pradesh.

Particulars Details
Bank Idfc First Bank Ltd
IFSC Code IDFB0080387
Branch Narasaraopet Branch
City Guntur
District Narasaraopet
State Andhra Pradesh
Address Ground Floor, D No. 7-2-60, Old Police Station Road,Near Market Center, Narasaraopet,Andhra Pradesh, Pin Code - 522601, Toll Free No. 18004194332

These details help users in online banking and for businesses and individuals who use Idfc First Bank Ltd in Guntur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0080387 for the Narasaraopet Branch branch of Idfc First Bank Ltd has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idfc First Bank Ltd located in Narasaraopet Branch, Guntur, Andhra Pradesh, are allotted a unique IFSC like IDFB0080387 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Guntur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Guntur and Narasaraopet.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Idfc First Bank Ltd in Narasaraopet Branch reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code IDFB0080387

The format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Idfc First Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Narasaraopet Branch in Guntur.

For example, the IFSC Code IDFB0080387 of Idfc First Bank Ltd for the Narasaraopet Branch branch includes these elements, identifying the bank and the branch location in Guntur and Andhra Pradesh accurately.

How to Find IFSC Code for Idfc First Bank Ltd?

If you are looking for the IFSC Code IDFB0080387 of Idfc First Bank Ltd for its Narasaraopet Branch branch located in Guntur, the following methods can help:

Cheque Book

The cheque book that is issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Idfc First Bank Ltd branches in Guntur and Narasaraopet, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Idfc First Bank Ltd and look for the branch locator section, then search for Narasaraopet Branch or Guntur to get the exact IFSC Code IDFB0080387.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Idfc First Bank Ltd and Guntur, then it will provide you proper information.

How to Use IFSC Code IDFB0080387 for Online Transfers?

Once you have the IFSC Code IDFB0080387 for the Narasaraopet Branch branch of Idfc First Bank Ltd in Guntur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDFB0080387. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0080387.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idfc First Bank Ltd Narasaraopet Branch in Guntur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Narasaraopet Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idfc First Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Guntur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idfc First Bank Ltd Narasaraopet Branch Guntur?

The IFSC Code of the Narasaraopet Branch Guntur branch is IDFB0080387.

Is IFSC Code IDFB0080387 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Idfc First Bank Ltd Narasaraopet Branch branch?

The branch is located at Ground Floor, D No. 7-2-60, Old Police Station Road,Near Market Center, Narasaraopet,Andhra Pradesh, Pin Code - 522601, Toll Free No. 18004194332.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.