The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idfc First Bank Ltd for its Chilakaluripet Branch branch in Guntur, Chilakaluripet, Andhra Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Idfc First Bank Ltd located in Guntur or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code IDFB0080384. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Idfc First Bank Ltd, Chilakaluripet Branch, Guntur

The table below shows the main details of the IFSC Code IDFB0080384 for the Idfc First Bank Ltd branch in Guntur, which falls under the Chilakaluripet district in Andhra Pradesh.

Particulars Details
Bank Idfc First Bank Ltd
IFSC Code IDFB0080384
Branch Chilakaluripet Branch
City Guntur
District Chilakaluripet
State Andhra Pradesh
Address Door No. 21-245,S.No. 56/1,1St Floor, Police Station Centre, Chilakaluripet, Dist. Guntur, Andhra Pradesh- 522616, Toll Free No. 18004194332

These details help users in online banking and for businesses and individuals who use Idfc First Bank Ltd in Guntur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0080384 for the Chilakaluripet Branch branch of Idfc First Bank Ltd has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDFB0080384 is given to every bank branch, including Idfc First Bank Ltd located in Chilakaluripet Branch, Guntur, Andhra Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Idfc First Bank Ltd branch in Guntur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Guntur and Chilakaluripet.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Andhra Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Idfc First Bank Ltd in Chilakaluripet Branch doesn't end up at another location.

Format of the IFSC Code IDFB0080384

The format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Idfc First Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chilakaluripet Branch in Guntur.

For example, the IFSC Code IDFB0080384 of Idfc First Bank Ltd for the Chilakaluripet Branch branch includes these elements, identifying the bank and the branch location in Guntur and Andhra Pradesh accurately.

How to Find IFSC Code for Idfc First Bank Ltd?

If you are looking for the IFSC Code IDFB0080384 of Idfc First Bank Ltd for its Chilakaluripet Branch branch located in Guntur, the following methods can help:

Cheque Book

The cheque book that is issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Idfc First Bank Ltd branches in Guntur and Chilakaluripet, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Idfc First Bank Ltd and look for the branch locator section, then search for Chilakaluripet Branch or Guntur to get the exact IFSC Code IDFB0080384.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Idfc First Bank Ltd and Guntur, then it will provide you proper information.

How to Use IFSC Code IDFB0080384 for Online Transfers?

Once you have the IFSC Code IDFB0080384 for the Chilakaluripet Branch branch of Idfc First Bank Ltd in Guntur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDFB0080384. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0080384.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idfc First Bank Ltd Chilakaluripet Branch in Guntur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Chilakaluripet Branch, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idfc First Bank Ltd website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Guntur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idfc First Bank Ltd in Chilakaluripet Branch, Guntur?

The IFSC Code is IDFB0080384.

Is the IFSC Code IDFB0080384 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Idfc First Bank Ltd Chilakaluripet Branch?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Chilakaluripet Branch branch?

The address of the branch is Door No. 21-245,S.No. 56/1,1St Floor, Police Station Centre, Chilakaluripet, Dist. Guntur, Andhra Pradesh- 522616, Toll Free No. 18004194332 located in Guntur, Chilakaluripet, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.