There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Idfc First Bank Ltd for its Gulariha Branch branch in Gorakhpur, Gulariha, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Idfc First Bank Ltd situated in Gorakhpur or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code IDFB0021563. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Idfc First Bank Ltd, Gulariha Branch, Gorakhpur

Below in the table are the key details related to IFSC Code IDFB0021563 of Idfc First Bank Ltd for its branch located in Gorakhpur, within the district of Gulariha in the state of Uttar Pradesh.

Particulars Details
Bank Idfc First Bank Ltd
IFSC Code IDFB0021563
Branch Gulariha Branch
City Gorakhpur
District Gulariha
State Uttar Pradesh
Address Ground Floor, Jhungiya Bazar, Khasra/Arazi No465, Village Gulariha(Haveli), Tehsil Sadar, District Gorakhpur, Uttar Pradesh-273013, Toll Free No.- 18602582000

These details are crucial, not just for online banking users but also for businesses and individuals who use Idfc First Bank Ltd in Gorakhpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0021563 for the Gulariha Branch branch of Idfc First Bank Ltd has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idfc First Bank Ltd located in Gulariha Branch, Gorakhpur, Uttar Pradesh, is provided a unique IFSC like IDFB0021563 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Idfc First Bank Ltd branch in Gorakhpur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Gorakhpur and Gulariha.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Idfc First Bank Ltd in Gulariha Branch do not get misguided to another person.

Format of the IFSC Code IDFB0021563

This is the format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Idfc First Bank Ltd, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gulariha Branch in Gorakhpur.

For example, the IFSC Code IDFB0021563 of Idfc First Bank Ltd for the Gulariha Branch branch includes these elements, identifying the bank and the branch location in Gorakhpur and Uttar Pradesh accurately.

How to Find IFSC Code for Idfc First Bank Ltd?

If you are trying to find the IFSC Code IDFB0021563 of Idfc First Bank Ltd for its Gulariha Branch branch located in Gorakhpur, the following methods can help:

Cheque Book

The cheque books that are issued by Idfc First Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Idfc First Bank Ltd branches in Gorakhpur and Gulariha, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Idfc First Bank Ltd and find the branch locator section. Search for Gulariha Branch or Gorakhpur to get the exact IFSC Code IDFB0021563.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Idfc First Bank Ltd and Gorakhpur that will provide accurate information.

How to Use IFSC Code IDFB0021563 for Online Transfers?

Once you have the IFSC Code IDFB0021563 for the Gulariha Branch branch of Idfc First Bank Ltd in Gorakhpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDFB0021563. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0021563.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idfc First Bank Ltd Gulariha Branch in Gorakhpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Gulariha Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idfc First Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gorakhpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idfc First Bank Ltd in Gulariha Branch, Gorakhpur?

The IFSC Code is IDFB0021563.

Is the IFSC Code IDFB0021563 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Idfc First Bank Ltd Gulariha Branch?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Gulariha Branch branch?

The address of the branch is Ground Floor, Jhungiya Bazar, Khasra/Arazi No465, Village Gulariha(Haveli), Tehsil Sadar, District Gorakhpur, Uttar Pradesh-273013, Toll Free No.- 18602582000 located in Gorakhpur, Gulariha, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.